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The Advantages Of Paying Bills Via A Mobile App

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Bills. It seems like Benjamin Franklin forgot those when he said only death and taxes are inevitable. The end of the month comes and it is time to get things straight and pay off your bills. Now, nothing about the process is fun but it has to be done – and if you knew how to manage your budget effectively it shouldn’t be a problem to pay the bills immediately and get rid of further stress. Some people even decide to go for instant loans when the end of the month comes, but we recommend that you implement habit changes and long-term strategy that will allow you to save money on time and instead of forming a debt-related behavior.

Now, even if you have enough money to pay off your bills the process of writing those checks can get pretty boring and time demanding. Luckily, the technological revolution allows for a more effective bill handling as well. How, you might ask? Well, with the use of mobile payment system. Apart from the SMS and NFC Payment, numerous mobile apps have been developed with the same goal – to allow an average user to get everything settled in a matter of a few minutes.

How Does It Work

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It is as simple as connecting your debit or credit card to a mobile payment app. The Doxo bill-paying app is a great example of how a well-developed app, that is easy to use and navigate, can change what would normally be a boring routine of paying bills.

The Benefits Of A Mobile Bill Payment App

1. Well, first and foremost, it is convenient. Instead of having to go to the office and pay your bills by a credit card or cash, you will be able to do that from the comfort of your home or wherever you are currently at. In a matter of a few clicks, you will settle the bills and stay stress-free for the next 30 days.

2. Along with that, such a payment way is more secure than a traditional way for a few reasons. First and foremost, there is no risk of losing cash and credit card while you are on your way to the office. On the other hand, the app itself is very well encrypted and secured which means that the risk of a hacker entering the program code and stealing your personal information I of close to none. Why? Because instead of a real number of your credit card, the app gives you a random token, so even if a hacker manages to break through the system chances are he will not find anything other than useless information.

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3. Not to forget, using a mobile bill payment app is probably the fastest way to get done with an inevitable task such as bill paying. It will take no more than a few minutes for you to type in the password, relevant amount and recipient and send out the payment. Compare that to at least a few hours that you would spend doing it the traditional way.

4. And last but not least, one of the biggest benefits of such an app is that you can pay at any given moment. What does this mean? Well you aren’t limited by the work hours of a certain office – instead even if it is 1 AM and you finally managed to settle down and check out the bills, you will still be able to get it done; on the other hand, if you were paying the bills the traditional way, you would have to wait for the next day and an open office.

Summary

You are tired and stressed about the upcoming bill statement – we get you; no one enjoys the process of paying bills, and going through all the unnecessary formalities. And that is why a mobile bill paying app is there to save the day – in a matter of a few minutes you will clear of everything and get moving on!


Peter is a freelance writer with more than eight years of experience covering topics in politics. He was one of the guys that were here when the foreignpolicyi.org started.