Money

7 Tips to Keep Your Wealth and Assets Safe

If you have worked hard to reach your financial goals and you’re finally living the lifestyle you’ve always dreamed of, it can be scary to consider the prospect that it could all be taken away.

Don’t lose sleep at night wondering if the money you’ve worked so hard to accrue will be yours as long as you need it! There are ways to protect your wealth and assets, so even in unforeseen circumstances or an emergency, you won’t lose everything you’ve worked so hard to earn.

Know When to Hire the Right Attorney

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It is extremely important to know when to hire the right attorney. Dealing with legal issues can get expensive fast, so making sure you have the right person on your team can go a long way towards protecting your wealth.

For example, If you’re injured in an accident, much of your money could go down the drain on medical costs. Hiring an attorney is important, but you have to make sure you hire the right one. According to Attorney Brian White, “Since most personal injury attorneys work on contingency, you may end up receiving less money if you hire a mediocre or inexperienced attorney.”

Going through a divorce? Even if it’s relatively civil, you should still hire an attorney. Struggling with a business partnership? An attorney can help you find a resolution that doesn’t require you to pay more than you should. When in doubt, schedule a consultation to see how an attorney can work to protect you and your assets.

Plan Your Estate and Keep It up-to-Date

When you think of estate planning, you probably think about what is going to happen to your money and your assets after you pass. This is an extremely important thing to think about. Proper planning can prevent family squabbles and issues, but it’s not the only kind of plan you should have.

If you have multiple assets and multiple streams of income, it is extremely important to plan how they will be used throughout your lifetime. For example, a trust might be used to pay for a child’s education, while earnings from stocks may be used to pay certain bills.

Make sure you revisit your strategy often. This ensures that you’re keeping money in high-yield accounts and you’re covering all of your costs without any shortfalls.

Hire a Financial Advisor You Trust

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For those with wealth and multiple assets, hiring a financial advisor is a no-brainer. They can provide you with services that include:

  • Guidance on developing an investment strategy
  • Asset allocation
  • Minimizing taxes
  • Rebalancing a portfolio
  • How to time retirement account withdrawals

They can also provide you with support when making decisions that make you feel uncomfortable. An advisor can keep your fears and emotions in check, which is extremely important when making decisions that will affect your assets, your income, or your portfolio.

Don’t Put Primary Assets in Your Name

There are many reasons to start a trust. It can allow your family to avoid probate when you pass, it’s a great way to pay for a child’s education, and it can be a great way to support a charity that you feel passionate about.

It can also protect your assets while you’re alive. For example, putting a sizeable investment in a trust with your children as beneficiaries can keep you from losing the money if you’re sued. You can also hold other things, like an expensive car, in a trust in order to keep your name out of public records.

It’s also important to separate personal and professional assets. That way, if you’re ever sued professionally, they can’t come after your personal assets, and vice versa.

Diversify

A lot of people talk about diversification, but it can be more tempting to put all of your eggs in one basket. When the possible returns seem massive, you may want to go all-in, but a more restrained approach is always the best approach.

Diversification means utilizing a variety of investments to get the biggest return on your money, but it also means diversifying other aspects of your wealth. For example, having a financial advisor is important, but you may want to add a stock broker to your team. You may want to have traditional accounts in the United States, but you may also want to consider trying an offshore account. Diversifying in a variety of ways can help you best protect your wealth.

Don’t Rely Upon Homestead Exemptions or Bankruptcy

It’s surprisingly easy to get reckless with your money, even if it doesn’t seem reckless at the time. That’s because declaring bankruptcy often meant that you could clear away your debts while keeping many of your assets. At least, that’s what it used to mean. Those declaring bankruptcy today aren’t so lucky.

Today, homestead exemptions are limited and changes to the bankruptcy code mean you’ll end up losing a lot more of your assets than in the past. Not to mention, it leaves the future of your wealth in the hands of a bankruptcy judge, which means you aren’t going to fare so well.

Don’t Be Overly Flashy

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Protecting your assets and wealth often involves complicated legal documents and in-depth strategizing, but it also includes common sense. You’re just as at risk of theft as you are of suffering a bad day at the stock market.

Don’t be overly flashy with your wealth. That doesn’t mean you can’t buy that boat or the Ferrari that you’ve always wanted, but it does mean that you should keep pictures off of social media. It’s also a good idea not to bring up your purchases or your wealth with the wrong crowd. Even family can get greedy and do something rash to affect your wealth and assets in a negative way.

Just because your money is sitting in a high-yield savings account doesn’t mean it’s safe. From houses to cars to cash, there are many things you should be doing to keep your wealth right where it is so you can enjoy it for a lifetime.

5 Reasons Why You Should Invest In Gold Now

“Gold is money, everything else is credit.” – JP Morgan

The famous financier and banker said this over a hundred years ago, and it’s still relevant today. The point is that the gold you possess has no counterparty risks; it doesn’t derive its value from anything or anywhere – never has, never will. JP Morgan had reasons to believe that gold will be the “last man standing” when everything else falls apart, and it will be standing tall.

Gold is a widely respected asset for its rich history and value, and it’s become an irreplaceable part of many cultures all over the world. For centuries, people have held gold for many reasons. It’s always been considered the thing we fall back on in times of uncertainty, even today in modern society and the new economy.

Without a doubt, gold is one of the most stable investments, with minimal risks involved. Have you ever wondered why that is? If so, continue to read to find out!

Gold preserves wealth

Source: pixabay.com

One important thing you should know is that gold retains value. This is why gold is so important in the modern economy and why it’s considered a stable investment – it has preserved wealth throughout thousands of generations, while the same cannot be said for paper-denominated currencies.

The thing about gold is that it has a constant nature. Although there is no exact constant in economics, it’s undeniable that the purchasing power of gold has been constant like no other currency ever.

It’s evident that times are unstable, and we can’t deny the political and economic situations’ incertitude. This is why many investors look at gold as a safe haven. Throughout history, many empires collapsed and crises occurred, and the only ones who were able to protect and retain their wealth were people who possessed gold.

Even with the uncertainty of the economic state, and with the convenience and popularity of electronic money on the rise, gold will continue to shine over the next few years, according to Pacific Precious Metals.

Unlike many investments (stocks, bonds, etc.) gold has intrinsic, tangible value, which is why many investors are a lot more confident in it than other commodities, and why they trust gold to protect their wealth when the economy is crumbling.

Diversify your investment portfolio

Source: coinspeaker.com

Gold has always been regarded as a valuable diversifying investment, regardless of inflation, the decline of the U.S. dollar, etc. If you think that stocks and bonds don’t provide enough diversity to your portfolio, you can always add a bit of gold, but you have to be careful about how much gold is enough.

Generally, your investment portfolio should be structured to help you reach long-term goals, and gold can be a great addition. However, many experts claim that you have to be wary of how much gold you should include. The general rule is that gold shouldn’t take up more than 5-10% of your portfolio. The exact percentage depends on your situation and risk tolerance.

A hedge against deflation/inflation

Source: techbullion.com

Saying that gold can be an excellent hedge against both inflation and deflation might sound a bit counterintuitive, but it’s true. Gold’s purchasing power has more chances of increasing during deflation than during inflation. This is the truth we have witnessed throughout history.

A period in which prices decrease, and the economy is burdened by excessive debt has not been seen globally since the Great Depression in the 1930s, although we’ve witnessed deflation to a small degree following the 2008 financial crisis.

During the Great Depression, the price of gold escalated quickly as other prices decreased sharply. This is because, at the time, people hoarded cash in the form of gold.

Right before the Great Recession, the price of gold had already been on the rise, and in 2008, as the stock market bottomed out, the price of gold kept rising, and it continued to do so even when the economy started to recover.

Gold is also seen as a hedge against inflation – when the cost of living increases, so does the price of gold. If you look at the last 50 years, the gold prices soared just as stock markets plunged during the high-inflation years. This is mostly because when fiat money loses its purchasing power due to inflation, gold is priced in that currency unit and tends to rise along with everything else. Furthermore, gold is considered a safe store of value so more people purchase it when they believe their local currency is losing value.

A wide range of options available

Source: pexels.com

Now that you’re familiar with gold’s value, it’s time to choose what to invest in. The vast range of gold bullion coins, bars, and rounds from mints around the world means you have so many options from which you can choose.

If you’re interested in gold by the US mint, there are two most popular and precious coins they produce – the American Gold Eagle, and the American Gold Buffalo.

American Gold Eagle is undeniably one of the most famous and beautiful gold coins. It’s a 22 karat coin containing one troy ounce of fine gold. The observe design features Lady Liberty with the Capitol building in the background, and the reverse design has an American Bald Eagle carrying an olive branch.

American Gold Buffalo is an exceptional 24 karat bullion coin. The observe depicts a Native American, and the reverse shows an American Bison, more commonly referred to as buffalo.

Besides the US mint, there are coins from other prominent mints worldwide, including Canadian, Perth, South African, Chinese, Mexican, Austrian, the Royal mint, and the Royal Australian mint.

The Gold Maple Leaf by the Canadian mint is one of the most famous and in-demand gold coins globally. It’s the most sold gold coin globally, and its population is only surpassed by the Krugerrand – a gold coin named after the South African’s first president Paul Kruger, who is also featured on the observe, with South Africa’s symbol, the Springbok Gazelle on the reverse.

British Royal mint’s most alluring gold coin – the Britannia, features queen Elizabeth II, while the reverse depicts Britannia, a feminine figure that is the symbol and personification of Britain.

As for bars and rounds, you can find gold bars that weigh from 1 to 10 ounces and bars the size of 1 to 500 grams. Bars come from mints around the world, with different designs and levels of fineness.

Convenient ways to purchase

Source: pixabay.com

Purchasing gold has never been easier than it is in the 21st century. Today, you can even do it from the comfort of your home. All you need is a credit card, and you’re good to go. Not only is this convenient, but it’s also completely secure, thanks to the fully insured shipping.

If you’re more of a traditional buyer and want to touch your purchases, there are also physical brick and mortar stores where you can buy gold. By buying gold in person, you can witness how they test the gold for authenticity.

All in all, the most important thing when buying gold is trust. There are many dealers and many options, but nothing comes close to buying from a trusted dealer that will prove their gold value and authenticity in front of your eyes.

Final word

Whether you know all there is to know about gold, or you’re a novice to the world of gold, you must admit that investing in gold sounds like a top-notch idea, and you’re right. Just be careful who you trust to sell you the precious yellow metal.

5 Tips to Achieve Financial Success in 2020

We all want to earn as much money as we can because the world is strongly wired to finances and financial benefits. You need to understand that financial success doesn’t mean saving your earnings. That’s only a small part of it, and there are so many factors you need to keep in mind when you want to gain this type of success.

Most of the people have the wrong perception that they need to live like they are poor, so they can save more. But, that’s not a great choice, knowing that we need money to live, for food, rent, clothes, transport, and so many other things that we must pay for so we can use them. We can’t prevent the spending, but we sure can develop a financial strategy that will let us plan the way we spend our salaries or even learn how to invest them, decide what are our priorities, and start our success story today.

Here are 5 great tips on how to do that:

1. Know your worth

Source:entrepreneur.com

Many people earn less than they’re worth. Some of them are afraid to ask for a better salary because they think the employer will deny their application if they want a better payment. But, not knowing your worth is one of the greatest problems of today’s, and it may be one of the reasons why you don’t earn enough, and you can’t save anything, even though you work at least 40 hours per week.

The reason why you may have financial problems all the time is maybe your underpaid job, not the way you manage your money. One of the most important things in your life is to be aware of your worth, so you can put a competitive price on your knowledge and work. Many people think that it’s better to work anything that brings them a stable income, which sadly, often is much less than they really need to be paid. This may lead to denied work applications, but once you are accepted, you will see how important is to be properly paid for what you offer. And the best thing is that you will have fewer money problems, which will help you manage your time and expenses better.

Another thing that you need to learn is to spend as much as you earn, or even save something. Evaluate your skills and productivity, see if your salary is appropriate for everything you do for your company, and cut every cost you can. It wouldn’t be easy, but it will be worth it at the end of the day.

2. Pay all your regular debts

When you receive the electricity or gas bill you need to pay it immediately. Don’t let the bills pile up on your desk, because you will give the money anyhow, but the question is if you want to pay two or three and spend a lot of money, or just one per month, and save the rest. Planned spending is one of the most important things when it comes to your budget discipline. You need to pay your rent, bills, and debts first, so you can avoid fees for paying after the due date.

Next, buy everything you need to survive, like food, cosmetics, cleaning products, hygiene products, monthly bus tickets, and so on. When you are organized, you will always know where your money goes. You must decide which expenses are your priority, and what needs to be paid immediately. This may be a little confusing, but after a few months, you will have a proper finance routine that will help you gain real success in this field.

3. Find alternative ways to earn money

Source:entrepreneur.com

A lot of people around you have second, or even third part-time job, that brings them more money. There are so many cases when the person earns more from freelancing or part-time jobs than they get with the salary. Also, you can work as a photographer, make jewelry, offer some translation, editing, and proofreading services, manage some Facebook or Instagram corporate accounts, offer your DIY products for sale, take online surveys, or you can even trade some cryptocurrencies. You may be surprised to find a bit of advice like this in this article, but according to so many experienced traders, crypto trading is a really good option to make some profit in your spare time. If you think this is a good idea, you can check de.thenewsspy.technology so you can see how trading works. If you find this idea attractive and appropriate, you can join the huge trading network and start making crypto profits.

4. Review all your expenses

Sit down and write everything on a piece of paper. What are your biggest expenses? How much do you spend on coffee to go or buying food in restaurants? Can you somehow minimize them? Do you really need that pair of shoes right now? Do you have enough money for living? Do you need to be more serious about how you make your savings plan? You can write down everything you buy for one month and try to avoid unnecessary spending. Also, you can download some money organizing apps on your cellphone, that will help you understand better how the finances need to work for you, not against you. Everything is possible, you only need to be serious about this.

5. Keep all the records

Source:moneyunder30.com

Every smart person keeps the bills and records properly organized in a folder. Also, you can always keep a bank record, in case you need it. This is the only way you can always know where your money goes and what you need to do to change and upgrade your spending habits.

Financial success also requires a huge money discipline. We always deserve to buy something nice and new occasionally, but the living expenses are more important. We hope this article will help you understand how important is to be organized and transparent when it comes to your money, and of course, how not to underestimate yourself and your skills and talents at work.

The Need for Lawsuit Financing and More

Hiring an attorney and paying for court can be way more expensive than you think. People often seek a loan to pay for their lawsuit. This money refers to the money required before and after the settlement of a case.

In this case, you need to find the company that provides you with cash that is secured against the successful settlement of your claim, suggests bakerstreetfunding.com.

This method is prevalent, especially in personal injury cases. Lawsuit financing is a non-recourse financial transaction. Legal finance can help you to advance your lawsuit and may also provide you with a favorable outcome. The reason why such companies offer the money is that it can be seen that your case is powerful in your favor, and it will be won, in which case the funds will be returned to the company.

Being Eligible for a Lawsuit Loan

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While there is no list of criteria that make you eligible for lawsuit financing, the most important thing here is that you have a strong case in your favor, a valid lawsuit that has a high probability of succeeding. Generally, job history and credit are not analyzed at this stage; it is important for you to apply because it comes with no cost.

The Help Received

Source: lawyer-monthly.com

As already mentioned having a legal loan can help you in the long run. When you acquire the funds, it also helps you in dealing with insurance companies and their settlement periods. With the funds available right in front of you, it also gives you a more significant opportunity to get a higher quantity of settlement checks. Without the funds, however, you may fall victim to long waiting periods offered by insurance companies at the end of which you receive a meager amount. With the help of cash made available to you by the lawsuit financing company, you can deny the claims of defendants and work on your case yourself while it moves on for trial, or you receive the settlement value immediately.

Things to Check

Source: rdklegal.com

There are a number of institutions dealing with legal financing. Because the market is so vast with so many options, it might be very confusing to choose the one that is best for you.

  1. The first thing that you need to definitely keep in mind before hiring or seeking help from a legal loan company is the amount of money they provide. In this industry, many companies fail to deliver the amount of money that is being requested by the client. Make sure that you select an experienced company with a long list of cases and a higher degree of understanding of the financial market.
  2. You must also look for that partnership with financial institutions because such companies will be able to provide you with much higher values and much faster. This is the foremost thing you need to keep in mind because most companies fail to provide adequate money at the proper time.

When dealing with such a company, it is very important that you choose the one that takes responsibility for your case and has empathy for you and where you stand. Only then will a company genuinely come to your help.

  1. Expertise and experience go hand in hand. In this case, you must make sure that the company you are dealing with has adequate expertise with a reliable team who all hold good degrees. Another aspect that you have to keep in mind is the experience they stay in the market dealing with legal loans.
  2. When you are trying to fight a case, it is not possible for you to wait indefinitely. Be sure that you check for references and find out how much time a company takes before responding. You must always choose a company that makes the least amount of time to respond to your application and providing you with the necessary help as soon as possible.
  3. It is not possible to get a legal loan without proper communication. The company you choose must be transparent and communicated about the journey you take with them. Constant updates and information about your process should be provided to you from time to time.
  4. When applying for a legal loan, there are a number of personal pieces of information that you have to provide. Not only are they directly pertaining to your case but also about your credit and history. You definitely want to work with the company that will assure you that this information will be kept safe and secure and without any leaks.
  5. You don’t want to pay money before you actually start working with the company. Make sure that the consultation is free, no matter what company you are working with. If the company asks for money during the initial consultation phase, it is a sure shot signal for you to move away from that company and refer to some others.

Services Offered

Source: fool.com

It is always better to work with the most prominent companies when it comes to legal financing. Such companies are generally better capitalized and can provide you with the amount of money that you require immediately. If you are wondering what services are provided by these companies, the following list will provide you with a clear idea?

Such companies work with individuals who have been personally harmed and cannot bear the cost of medical bills and procedures. This might happen because of the privatization of health insurance or protection from personal injury.

Companies dealing in lawsuit financing offer legal funding even to corporate sectors with strong business litigations to finance the corporate case.

Trial attorneys are also provided with legal loans in a seamless manner. This includes funding pre-settlement or law firm loans, which are also known as case cost funding.

Always make sure that you read the references and the customer experience with a particular company before you ask for lawsuit financing. With the help of legal financing companies, you can come out with flying colors with your lawsuit. Take the benefits of lawsuit loans now with the reputed companies in the market.

What are Solo Ads And Do They Work – 2020 Beginners Guide

So you have set up your initial sales funnel, and everything has been tested, and everything works, but now you need to inform people and take advantage of promoting your kind offer. Solo ads are one way to do this. A personal ad is a form of advertising that occurs when you buy a unique place on someone else’s mailing list. Check out 7daysbuyer.com to find out more about the subject.

Therefore, the provider agrees to send your message to its subscribers, and as a result, you will have better traffic.

Here are five ideas to consider for a successful solo ad campaign.

1. Know your niche

Source: dribbble.com

You need to understand what kind of people you want to reach fully. There is no point buying a spot in the newsletter in the health niche when you are selling chocolate. Hopefully, the seller wouldn’t take your order anyway.

However, this does not mean that you have to stick to your industry. So make clear the interests of the people you are trying to attract and find individual ad providers in those industries.

2. Get recommendations

Source: youtube.com

Before choosing to work with a particular provider or ad provider, get some referrals from other people. The most popular providers will likely have easy-to-find reviews if you do a Google search, and you can join Facebook groups dealing with solo ads and see testimonials from happy or unhappy customers before committing to purchase.

3. Organize a conversation

Source: youtube.com

Try not to buy a personal ad without contacting the provider, via Skype, or talking to them on the phone.

4. Be good at writing copy ads

Source: hackernoon.com

Some providers will create the ad copy, so you don’t have to, and sometimes that works because they know your list, but how can you prove that? Instead, choose your script and request that two versions of your copy be sent to the list, if possible. Not all providers will agree to this, but they will help you understand what works and what doesn’t.

5. Start small and then grow

Source: coinzilla.com

Although it’s tempting to throw your money at an ad provider so that you can build your list fast, don’t do it.

Instead, spread your money among several different providers and see how they perform before asking a few more clicks from a particular provider that seems to be working for you. Remember this is your money, so be careful about how you spend it.

The wrong way to use solo ads

Source: jotform.com

If you plan to buy solo ad traffic/clicks, here are the pitfalls to avoid:

  • Sending traffic to undifferentiated people (or Replicated) Capture pages. If your capture page looks like all the others, the chances of success are slim. Send traffic to saturated offers and Sales Pages. Once people have opted for them, they will be brought to their companies, offering a sales page. If it’s a useful page with a great deal and you haven’t been overly exposed to list owner subscribers, then it will probably work just fine. But if potential customers have seen the offer before, your conversions will be reduced, even if you have a unique capture page.
  • You shouldn`t use Dodgy Solo ad sellers. Vipers nest & # 39 is the phrase that comes to mind when thinking about the solo ad & # 39. There are several reasons for this, including the low barrier to entry, the belief that & # 39 bring good money roulette to sell the traffic (it’s not), and the ease with which providers can defraud customers by selling fake clicks. ‘Unreliable’ should be your default position until proven otherwise. That said, some reputable people can be trusted. Your job is to find out who they are.

The correct way to use Solo ads

Source: udemy.com

So can you make money buying solo ad traffic? If you can. Here’s how: Select the right provider. See below for tips that include crucial questions to ask.

  • Provide your magnetic copy. Some providers insist that they write the slip copy (email). It may be because they know your list and know how to contact it, or maybe they don’t trust your copywriting skills. On the other hand, it could be because they use spam techniques (which may not suit their purposes) for subscribers to click on the link in the email. That is why, in most cases, it is better to create your consistent copy and insist that the provider use it. Tip: If the provider refuses to accept your slipped copy, ask them for an example or ask to have it listed.
  • Send traffic to a cheap offer or valuable content. If you market a high-priced product, it’s best not to promote it through advance solo ads. Instead, look for a cheap or free entry-level product that is consistent with your core offering. Promote with your unique capture page that you can easily create with software like Lead Pages. Once people have bought the cheap product, they can put it back into their highest priced product. The second way to do it, which we prefer is to create unique and valuable content. You should post it on your blog and social media sites like Facebook and Google+, and then direct people to your capture page or your sales page.

Killer strategy number 1: send traffic to your cheap (or free) product offering. There are many products you can sell as an affiliate. Look for deals on platforms like JV Zoo and Commission Junction, then use solo ad traffic to promote them. Send buyers a personal follow-up email with a more valuable offer to consider.

Killer strategy number 2: send traffic with relevant content. We use both strategies, but this is my favorite. Why? Your content powerfully marks you and will tend to produce better quality leads from prospects who have already been educated about you and what you do. This strategy is a higher-level strategy than the cheap product offering strategy, but it should be an aspiration for all sellers, at least. A variation on this approach is offering a free PDF report or cheat sheet and then using it to guide people to a small ticket product offering, which in turn can lead to your big-ticket program.

Things You Didn’t Know About Online Shopping

Online shopping seems to be the future of marketing. Almost every product that money can buy is now available for purchase online. Of course, the reason for this is not so hard to imagine.

It is no surprise that the present generation is more geared towards convenience than any other. And online shopping offers this in remarkable proportion. Thanks to e-commerce, we can all sit conveniently in our homes, get on our laptops and mobile phones, and, in the space of a few minutes, get all we need delivering right to our doorsteps.

And this doesn’t even stop at goods alone, but also services.

No doubt the importance of online shopping in our lives is immense, and will only keep growing – which is why it is essential to get a few facts straight about the large industry.

Listed below are some interesting thoughts, facts, and observations most people don’t know about online shopping.

It’s Big

Source: kerst2018.com

E-commerce has gotten so big that reading some facts about it will leave you legitimately shocked. What’s even more impressive is the fact that it is still growing at an unbelievable rate. For instance, studies have found that more than 80% of people who use the internet have employed it to purchase goods and services online. And this figure keeps growing by more than 19% every year.

This, of course, is good news for consumers. Not only will there be healthy competition among stores and businesses, but even more options and an increasing variety of goods and services available for purchase online.

Never Pay the Full Price

Source: businessinsider.com

It’s so convenient to find numerous stores online that offer what you’re looking for, and it is as easy as opening multiple tabs to find and compare prices on all stores.

What this means is that it is sure as day that you’ll find a store that offers significant discounts as a promotion. This is, no doubt, one of the best parts about shopping online.

Don’t be fooled, though. It is not uncommon to find stores offering products initially at an inflated price and then offering discounts that end up reducing the price to a reasonable valuation.

But these may just be exceptions. Numerous stores offer a real discount, and this is why it is essential not to be lazy. You must be willing to visit as many stores and spend as much time evaluating their prices and policies as much as possible.

Promo and Coupon Codes

Source: moneycrashers.com

You can also find hidden gems and nuggets called promo/coupon codes. While they aren’t such a secret – everybody knows about them – obtaining them may be tricky. But only if you don’t know where to look.

Subscribing to newsletters, visiting sites that specialize in promo/coupon codes, and even carrying out Google searches on the subject are all great ways of finding promo codes for products/services that have them.

Feel free to check out here for some eBay coupon codes.

Price over Everything

Source: moneycrashers.com

Studies have found that millennials consider price when buying above every other thing. This may seem obvious at first. I mean, of course, the first thing we tend to check when buying virtually anything, is the price of what we’re buying.

But then we consider other things such as quality of the product, the brand, the convenience, time taken for delivery, durability, and so on.

And while the previous generation may have placed branding and durability above all else, the current one is quite different. For them, once the price is right and convenient, nothing else matters.

The Art of Dynamic Pricing

Source: wired.com

Dynamic pricing is a pricing model that takes advantage of real-time demand and supply to determine price, again, in real-time.

While all businesses and products take demand and supply into consideration when determining prices, these are mostly long-terms estimates that are fixed for a reasonable period.

Dynamic pricing, however, takes into consideration a lot of factors that are continually changing, to determine the price of an excellent/service – which is also continually changing.

You may have come across dynamic pricing when booking a flight ticket online, for example. The price fluctuates based on how many seats are available, location, time, and even search history.

There are also specific ways to make dynamic pricing work in your favor. Since it’s continually changing, you may get it higher or lower. The trick, though, is to research optimal time – which most people believe to be Tuesday afternoons – clear your browser cookies to cloak search history, employ incognito mode, and even make use of a VPN to make your IP address.

Dynamic pricing is attractive, to say the least. You only have to know how to make it work for you.

You’re Being Stalked – Ish

Source: begenkishop.com

Maybe, not really, kind of. You see, most websites ensure to get your consent before they go ahead and, yes, stalk you. How? By using cookies, of course.

Cookies, for those who don’t know, are nifty little scripts that track your every move on the said website. They aim to help the system remember your preferences, to serve you better next time.

And while it does serve that purpose (by keeping your cart organized and giving you recommended products that you love), sometimes it goes beyond it. Sometimes you find that all your data and details from one website are being exported to a completely unrelated site.

This can get creepy, which is why sometimes it’s good practice always to clear your cache and clear your cookies. And of course, be careful and very selective about whom you share your data with.

Conclusion

Online marketing brings with it some unique advantages that keep on growing, thanks to its continual evolution. It is, however, still relatively new enough that numerous aspects of it might appear new and baffling to some.

We’ve listed above some thoughts, facts, and observations that most people still don’t know about when it comes to e-commerce.

Top 10 Athletes, Who Went to Rehab – How did they Manage Addiction? Where are they Now?

Being a successful athlete is challenging, but many aspects are less pleasant. Money and fame are nice but don’t forget about the pressure and temptations coming in the same package.

Do athletes use drugs and substances as well?

Staying away from daily temptations takes a lot of will power, and only strong characters manage to avoid drug or substance abuse. Unfortunately, there are plenty of athletes with addictive personalities, who give everything to achieve their highest potential. The percentage of athletes with addictive personalities who fail to stay on track is quite high.

More often than not, athletes develop dependencies on illegal substances or alcohol, and they have to go to rehab centers. However, just because they end the program, it doesn’t mean that they’ve eliminated addiction from their life forever. The experts from theholisticsanctuary.com say that the risk for relapse and irreparable damage to their career remains high.

On top of everything else, the addiction problems go public, adding another problem to deal with in their life. The following athletes had it all: fame, money, but also addiction problems that escalated and went out of control. Give this post a read; it may clear up your ideas about addiction in athletes.

1. Vin Baker

Source: sbnation.com

You only need to take a look at Vin Baker’s career to notice when alcoholism started to take control over his life. After making it into four consecutive All-Star teams, Baker’s performance dropped all of a sudden. With Jim O’Brien (the coach of the Boston Celtics at the time) suspending him when smelling alcohol on Baker, his activity went into a continuous downfall. Even if he did go to rehab, the team released him the next season as he didn’t manage to follow the terms of the alcohol rehab program.

2. Jon “Bones” Jones

Source: maxim.com

During an out-of-competition drug test, Jones tested positive for an illegal substance. Even if the positive testing didn’t affect Jone’s game on the light-heavyweight UFC title, he did enroll in a rehab program. He only spent one night, but his mother talked about his decision to stay with the program longer. It seems that substance use was just a one-time thing, but we can only wait and see what happens.

3. Josh Hamilton

Source: nytimes.com

When it comes toJosh Hamilton, we’re both blown away by his incredible talent and his long history of illegal substance and alcohol use. He has tried to get back on track ever since 2001 and has been in and out of professional baseball for several years. 2008 marked a successful comeback, and Josh Hamilton even managed to achieve the MVP Award in 2010. Unfortunately, it didn’t take him long to return to substance abuse. His future in the MLB is on the fence, and nobody can say what lies ahead for sure.

4. Dock Ellis

Source: variety.com

When it comes to psychedelic substance abuse, Ellis may be the most famous athlete to name. The Pirates pitcher became an illegal substance and alcohol counselor once he retired. After spending 40 days in a rehab center in Arizona, Ellis realized that it’s going to be challenging to stay on track without any support. He also noticed that the majority of counselors have never been addicts as well. He was determined to become a coordinator at the Substance Abuse Rehabilitation Program of the California Institute for Behavioral Medicine. It was his way of helping himself and others dealing with addiction at some point in their life.

5. Darryl Strawberry

Source: latimes.com

His addiction altered his athletic career. Even if he has played for a long time and was successful too, the substance abuse did impact his performance and career. He went to rehab several times, but also violated the court-ordered treatment which put him in jail for almost a year.

Strawberry has been sober for more than ten years now and even opened multiple rehabilitation centers in order to pay it forward by helping people dealing with addiction.

6. Diego Maradona

Source: britannica.com

If there would be just one athlete to name when it comes to addiction, Maradona is probably the most well-known name out there. Not only that, substance abuse affected his life, but it also caused significant health problems. He ended up in rehab in 2004 once again, when the cardiac capacity was only 35%. He was forced to experience the most unpleasant withdrawal symptoms while in rehab. However, his ex-wife thinks that it was the best thing that could happen at the moment, saving his life.

Even Maradona admitted that using drugs altered his abilities on the pitch, expressing his regrets of failing to reach his maximum potential as an athlete on the cause of drugs.

7. Miguel Cabrera

Source: crainsdetroit.com

Even if Cabrera struggled with alcohol abuse, he has managed to find the will and power to overcome them. In 2009, he made a public appearance with scratches on the face from an early fight with the wife. His blood-alcohol was at a whopping .26. He went to rehab for three months, but it wasn’t enough for him to stay away from substance abuse. In 2011 he was arrested once more for drinking and driving. Maybe it was the last episode for Cabrera, who managed to win back-to-back MVP Awards ever since then. In 2012, he didn’t even attend the clubhouse celebration as he tried to remain committed to his sobriety.

8. Johnny Manziel

Source: ftw.usatoday.com

Due to intense partying and missing team activities, Manziel had to go to a rehab center for 28 days. It’s not sure if he’s still going to be with the Browns, which is why the team also signed the experienced Josh McCown. The coach Mike Pettine visited him while in rehab, admitting that the underlying cause of Manziel’s addiction is more severe than anticipated.

9. Lamar Odom

Source: businessinsider.com

When Odom got arrested for DUI, he realized that he had to go to rehab for dealing with his addiction. There are many reports about how his addiction affected the marriage to Khloe Kardashian, and the marriage ended up in divorce.

Odom did try to catch up with his career but failed to attend the workouts and to join the Summer League team of his club.

10. Dennis Rodman

Source: businessinsider.com

Denying you have an addiction is one of the main reasons for which you cannot heal from it. Dennis Rodman checked on his own into a rehab center for alcoholism, even though he publicly announced that he did not consider himself to be an alcoholic. He spent three weeks at the rehab center and promised to go back every six months for evaluation.

Duffy Net Worth 2020 – Famous Singer

You must have heard of the famous Welsh singer Daffy, who, with her unfortunate fate, has once again hit the spotlight these days, but not by her musical success. This famous soul singer also has some significant work in the field of songwriting and pop music. She got a distinguished Grammy Award for Rockferry, her debut album in 2008, and that speaks to her exceptional talent. Duffy’s album has beat everyone else in the United Kingdom’s chart. At present, she lives in Gwynedd, Wales.

Early Life

Source: focus.de

She was born on June 23, 1984, and raised in Bangor, Gwynedd, in Wales. There are two fun facts about the date of her birthday. The first one is that Ronald Reagan, who was the republican, was the president, and the second fun fact is that the famous song Reflex who played Duran Duran was the first on the Billboard Hot 100. Her mother is Welsh, and her father is British. Daffy is the part of the millennial generation, and she is a Cancer in the horoscope. Like all Cancers, Duffy is also highly intuitive and emotional. The moon is the ruling planet for this horoscope sign. Her full name is Aimee Ann Duffy, but in the music world, we all know her by the last name. She went to the University of Chester, where she has studied the Warrington and Parkgate campuses. She also takes a chance in the film industry.

Career

Source: onet.pl

The beginning of her job is in 2004 when she recorded and published her first EP, named simple by her name Aimee Duffy. That album was sold in more than 1.68 million copies. She got second place on popular Welsh talent show Wawffactor. After that followed the meeting with Jeannette Lee of Rough Trade Records and the contract with A&M Records in 2007. Endlessly was the name of her second album, which she published in 2010. The album was sold in more than 346 thousand of copies.

Private life

Source: dailymail.co.uk

She was dating a famous Welsh rugby player, Mike Phillips, for two years, from 2009 to 2011. Before this man, she was dating Mark Durston for five years, from 2001 to 2006. She was also dating the writer, Johnathan Lee, for some time. At the moment, her relationship status is single. She will turn 36 years old in 117 days. She has never been engaged. She has no children. If you ever wondered, her birth flower is rose, and the stone is pearl.

The Net Worth of Duffy

Source: jazzradio.fr

The net worth of this famous soul singer is around $ 10 million if you ever wonder how much she earned money over the past years. This net worth can vary because we cannot be sure how much money has, she spent. Most of her income is from singing career and her music. She was the part of the commercials for Diet Coke, which brings her a certain amount of money. We do not know if she has an expensive car in her garage.

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