illness

What Qualifies You for Workers Comp

There are two main factors that will determine whether or not you are eligible for workers’ compensation. These are the type of employee you are and the type of injury or illness you’ve sustained. To qualify for workers’ comp, your condition must have happened while you were performing job-related duties. 

The Types of Employment That Qualify

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If you are an employee of a company, you qualify for workers’ comp benefits. This includes full-time employees, part-time employees, temporary workers, and seasonal workers. There is no minimum period of time that you’re required to be with the company before you’re eligible. Any employee is eligible, period. 

Freelancers, get ready for the bad news. Freelance workers, independent contractors, volunteers, and consultants are not eligible for workers’ comp benefits. The good news is you can get your own workers’ compensation insurance coverage. In certain situations, your injury or illness may be covered even if you work from home. 

Often employers miscategorize workers. This can be on accident, such as someone who is just starting a business and doesn’t understand the laws. This can also be deliberate, which would apply to someone who owns a business and wants to save money by treating you like a 1099 independent contractor when you actually are an employee under the law. 

These are some of the situations that could make you an employee, even if your employee says you’re a contractor:

  • You must work in the office
  • You must work certain hours
  • You are under someone else’s direction
  • Taxes are being withheld from your paycheck

Independent contractors are paid for the finished product. As long as you meet your deadlines, how, where, and when you complete the work is up to you. If you work so many hours for a company that you don’t have other clients, you may also be an employee. 

If you were injured on the job and you believe you are an employee but your employer says you are not, you have rights. Before you accept your employer’s denial of workers’ comp benefits, you may want to speak to a lawyer. Visit here to learn more about workers’ compensation attorneys in your area. 

The Types of Injuries and Illnesses that Qualify

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If your illness or injury happened while you were performing work related to your job, you will most likely be covered. This includes conditions that happened in the workplace and outside of the workplace while you were carrying out duties related to your job, such as running errands, attending office functions, or being injured while telecommuting. 

These are some of the types of injuries that are covered:

  • Cumulative trauma disorders
  • Repetitive stress injuries
  • Illnesses from exposure to toxins
  • Slip and fall injuries
  • Injuries from machinery
  • Automobile accidents
  • Workplace violence

Conditions that happened while you were commuting or on your lunch break wouldn’t be covered. Business owners, partners, part-time domestic workers and gardeners, taxi drivers, intermittent workers, longshoremen, federal employees, and railroad workers are also not covered. In most cases, injuries that are related to stress or mental illness are not covered.

When a Workers’ Comp Claim May Be Denied

Some of the most common reasons claims are denied include the employer not believing you were injured at work or an injury that did not cause you to miss work or receive medical treatment. Some employers will not file a claim if your condition can’t be medically verified, such as unexplained chronic pain. 

Some claims may be denied because there were no witnesses to the injury or there is no video footage from security cameras. If there are discrepancies in your report or you don’t cooperate with the process, you may also be denied. If it’s determined that you had a pre-existing condition that caused your injury, they will also use that to reject your claim. 

Other reasons a claim can be denied are related to the employee’s actions. These are the main categories. 

The Employee Was Under the Influence

According to one study conducted by the University of Buffalo Research Institute on Addictions, 2.1 million American workers have worked while they were under the influence of alcohol. The National Safety Council has reported that 75% of adults with a substance abuse problem are participating in the workforce. If you are one of them, your claim may be denied. 

Misconduct

Employee misconduct is another reason your claim may be denied. This includes horseplay, breaking safety protocol, and any other situation in which it can be demonstrated that you knew the potential consequences of your actions but chose to risk your safety anyway.

Workplace Violence

Source:digitalchalk.com

If you were the instigator in an act of workplace violence, you can also kiss your workers’ comp claim goodbye. Only the victims of violence qualify for this coverage. If you were the aggressor and you received an injury, you’ll be responsible for your own damages.

What to Do if Your Claim Is Rejected

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If your claim is denied, try, try again. According to Risk and Insurance, nearly 70% of denied claims end up being converted and paid within the first year after appealing. Only 5% of cases end up going to trial. The odds are in your favor, so it’s worth taking the time to contact your employer’s insurance carrier to see if you can work out a solution.

If this doesn’t fix your situation, you’ll need to get a lawyer who can help you request a hearing with the state’s board. You can also sue your employer if you believe they are deliberately interfering with your claim or refusing to file it. 

If you decide to settle your claim, your lawyer will negotiate with the insurance carrier for a fair settlement, which will then be paid out as a lump sum or as a structured settlement. If you don’t think the settlement is enough, you can choose to go to trial, but this is a more expensive and riskier option. Your attorney can tell you what the best option is for your situation and don’t hesitate if you find yourself in one of the above mentioned cases.

What COVID-19 Really Means or How the Virus Got Its Name

The recently appeared Coronavirus is responsible for the global pandemic of COVID-19. The WHO gave it a name back in February. COVID-19 is short for “The Illness of Corona Virus 2019”. The reason is that the first case of this uncharacteristic pneumonia was reported on the 31. December 2019 in Wuhan, China. However, there are some doubts that this virus was around even before the start of this pandemic.

At the same time, WHO published the official name of the virus SARS-CoV-2. It was named like that since this virus is a genetic cousin of SARS-CoV who was responsible for the pandemic back in 2003. Yet, that virus was remembered only as a SARS, which is short for Severe Acute Respiratory Syndrome.

Source:certest.es

How WHO Gives a Name to the Illness?

WHO has three rules when it comes to giving a name to a new illness or virus. Now we are going to present them to you:

  • They need to be short and easily spoken
  • Can present a combination of a descriptive word (like respiratory) and with the condition (like progressive)
  • It’s preferred to have everyday language instead of technical
  • If the pathogen who causes the illness is known, it needs to be included in the name
Source:nypost.com

Naturally, there are rules of what should not be included:

  • Words that cause fear (like fatal)
  • Countries of geographical terms
  • Animals or items
  • Human names
  • Terms connected to certain industries or jobs

These rules are not strictly followed sometimes. Therefore, we have terms like Bird Flu (Avian Influenza), Spanish Flu, MRSA infection, Legionella Pneumophila, etc.

Singer Pink Suffered from Coronavirus, but Managed to Recover

The famous singer-songwriter Pink announced on her Instagram account that she was tested positive for Covid-19 two weeks ago. However, she has recovered since then.

“Two weeks ago, my three-year-old son, Jameson, and I were showing symptoms of COVID-19. Fortunately, our primary care physician had access to tests, and I tested positive,” she wrote and added a picture of her and her son.

Source:etonline.com

“My family was already sheltering at home, and we continued to do so for the last two weeks following the instruction of our doctor. Just a few days ago, we were re-tested and are now thankfully negative.

The hitmaker also shared that she is committed to lending her support to healthcare professionals in this difficult time.

“It is an absolute travesty and failure of our government not to make testing more widely accessible. This illness is serious and real. People need to know that the illness affects the young and old, healthy and unhealthy, rich and poor, and we must make testing free and more widely accessible to protect our children, our families, our friends, and our communities.”

Source:instagram

“In an effort to support the healthcare professionals who are battling on the frontlines every day, I am donating $500,000 to the Temple University Hospital Emergency Fund in Philadelphia in honor of my mother, Judy Moore, who worked there for 18 years in the Cardiomyopathy and Heart Transplant Center.”

“Additionally, I am donating $500,000 to the City of Los Angeles Mayor’s Emergency COVID-19 Crisis Fund. THANK YOU to all of our healthcare professionals and everyone in the world who are working so hard to protect our loved ones. You are our heroes! These next two weeks are crucial: please stay home. Please. Stay. Home”, she said.

Here are 5 complications of celiac disease you should be aware of

Celiac disease is an autoimmune disorder which is also called “great mimic” disease. People who suffer from it have to be on a gluten-free diet since it causes serious damage to the small intestine over time. Even though researchers cannot fully comprehend why it happens but when people eat wheat, rye, and barley which are rich in protein, their immune system attacks the lining of the small intestine.

Source:drjasonpiken.com

The symptom of this illness include diarrhea, constipation, fatigue, gas, weight loss, etc. and since these are very common meaning that they can be related to numerous other disorders, celiac disease can go misdiagnosed and people can suffer from it for years, without even knowing. If you suspect to suffer from this condition, nowadays, you can take the imaware™ blood test on your own. It is a highly precise test that you can complete in 5 minutes and get the results that you can forward to your doctor in order to start the treatment. The therapy will differ depending on the severity of the illness, but in most cases, changing the diet will be enough. However, if you weren’t diagnosed and treated during the early stages, numerous complications can occur, and we are going to discuss some of them.

The very first consequence we are going to mention is malnutrition. When you suffer from this condition, due to the inflammation, your intestine is not able to absorb all the nutrients, which means that it almost doesn’t matter if your diet is based on fruits, veggies, and good fats – your body is still not going to get the essential vitamins, minerals, and proteins. This often results in having magnesium, calcium, iron, Vitamins D and B-12 deficiency, and so on.

Source:familydoctor.org

Consequently, since your body is not getting enough calcium, the loss of bone density i.e. osteoporosis is other common complication. When you suffer from this ailment your bones become extremely brittle meaning that you are more prone to different kinds of injuries. Clearly, this is something that is more likely to occur as we grow older but keep in mind that the chances of having these conditions if you suffer from celiac disease are higher.

Furthermore, some fertility problems can also occur. Women who didn’t receive treatment for this illness can experience some difficulties when trying to get pregnant and are also more likely to have a miscarriage. Because of this, the blood test for diagnosing this ailment is at the top of the list for women who struggle with fertility. In addition, if they manage to get pregnant, they are probably going to give birth to babies with low birth-weight.

Moreover, the lack of nutrients can also affect your nervous system. The chances of having neuropathy and ataxia i.e. movement control problems are greater to happen if you don’t receive proper treatment on time.

Source:noonansyndrome.com.au

Finally, if left untreated, this condition can increase your chances of suffering from lymphoma and small bowel cancer. It doesn’t mean that this is necessarily going to happen – it just means that the chances of this occurring are a bit higher. If the celiac disease goes untreated for many years, you run the risk of developing malignant tumors.

To conclude, in this article, we have discussed five common complications of this illness. We have also told you how you can get tested at home, which is something you should do as soon as possible, if you have any suspicions.

Pack your doctor in your bags before traveling

Traveling is a great way of expanding your horizons and perhaps the best use of your vacation days. However, we often forget about health precautions when we pack. Younger people often tend to travel carefree and this can lead to some very dangerous situations, not to mention expensive ones, especially when traveling abroad. The truth is that, regardless of our age, we need to take certain steps before embarking on a plane or a ship.

One of the first things you should do is have a doctor on call. Of course, this can be difficult in a foreign country, so you should have some sort of medical support online. To find the best medical advice and treatments when you’re abroad using a platform like yourdoctor.online.  They will provide you with medical care when you are away from home.

Source:plushcare.com

Check with your doctor is there any vaccines or boosters you need for your location. Doctors keep an updated list of countries in risk and they can cross-reference it with your files to see if you need any extra shots.

Is there any risk regarding food or water where you are going? Some countries don’t have potable tap water and you have to use bottled water. Also, certain cultures can have cuisines that don’t agree with you. This information is critical and you have to do your research unless you want to risk gastroenteritis, hepatitis A, cholera or typhoid.

Incest is next on our list to consider when making travel plans. Mosquitos can carry diseases like malaria, dengue fever, zika virus and yellow fever. Ticks can transmit Lyme disease. Make sure you ask your doctor about the best ways to protect yourself from these risks if you are visiting a country known for such problems.

Source:amazon.com

If possible, it is always a good idea to have a small first aid kit available. When you traveling with children, this is especially important. It doesn’t have to be much, headache medication, antiseptic lotion, cotton wool, Band-Aids, SPF 30+ sunscreen and an appropriate insect repellent will usually do the trick, but having it and not needing it is far better than needing it and not having it. In this case, it is always better to err on the side of caution and pack even the things you may not need.

Chronic patients should make sure they have enough medication for the entire trip. Getting their prescription abroad will often be very hard, if not downright impossible, so it is smart to carry your small pharmacy with you. Explain to your doctor why you need extra medication and they will be happy to write you a prescription.

Finally, once you are backing home, it would be smart to monitor yourself for some symptoms, just in case you have picked up an illness while traveling. Things like fever, diarrhea, vomiting, swollen glands, or skin rashes can be symptoms of some rather serious diseases.