australia

8 Reasons why New Zealand is a Great Place to Live and Work

Finding a job is always challenging, regardless of your education and background. Naturally, everyone wants to find their dream job, something that excites them, and in the end, the reason they choose a specific college. This entire process can prove to be even more difficult if you live in a rural area, where job openings do not occur often.

If this is the case, then it is time to expand your horizons. We are not only talking about moving to the capital of your state, but you should also consider relocating to a whole new country or even a continent. Well, in this article, we are going to introduce you to New Zealand and tell you why so many people choose to build their life there.

Low cost of living

Source:emigrationnewzealand.com

Before making this life-altering decision, you have to conduct research and gather as much information as possible. One of the first things that surely interest you is the cost of renting accommodation. Naturally, this is something that mainly depends on your hometown and prices that you are used to, but when compared to some of the largest and best-developed countries globally, the cost of accommodation in New Zealand is fairly low.

High standard of living

Generally speaking, people in New Zealand live very well. After all, it is considered to be one of the most developed countries in the world, and therefore, the standard of living here is very high. Yes, you will have to work hard, but one of the great things when it comes to living there is the organization, i.e., you will have enough time to work and boost your career, and more importantly, more than enough time to relax and enjoy your new life.

Great career opportunities

Source:rbnz.govt.nz

If job hunting is one of the reasons you are thinking about moving to another part of the world, then you have to learn what will be at your disposal. When it comes to New Zealand, finding a job isn’t something you have to worry about.

Naturally, one of the first things you have to investigate is the demand for your skills and degree. This can vary between different areas and cities, but the bottom line is that you will find something for sure.

What’s more, if you are considering improving your education, New Zealand is probably the best place to do that. It does have one of the best educational systems in the world, and the best part is that if you are a permanent citizen, you won’t have to pay for it.

Benefits of foreigners

As you know, a lot of countries in the world aren’t very foreigner-friendly. Nevertheless, this is not the case with New Zealand. Obviously, getting all the documents approved will take some time and effort. There isn’t much difference between citizenship and permanent residency. With the latter, you will have all the rights that citizens do, and for example, you will be able to vote and get free health care.

Health care system

Source:newzealandnow.govt.nz

While on the subject of health, we have to say that this system is another reason you should seriously think about moving to New Zealand. We believe that reminding you of how they dealt with the Covid-19 situation is more than enough. We can freely say that the health care system’s quality and organization are at the top level.

When it comes to public care, you will need to have residency status, but this doesn’t mean that you have to be alarmed if you haven’t got it still. Their health care system is available to everyone, but you will probably be required to pay a fee for some services.

It is safe

Yours and your family’s safety is certainly your number one priority. Well, all that we have to say regarding this question is that New Zealand is the second safest country in the world, according to the 2019 Global Peace Index.

Let’s be honest, this is pretty comforting, and it means that the safety is not one of the things that you have to worry about while building your new life.

A peaceful and stress-free life

If you want to move to a country known for its vibrating nightlife, this one is not for you. On the other hand, if you are looking for a peaceful and quiet place, then it is time to pack your bags. At first, you will probably be shocked by this way of living, but we have no doubt that you will adapt to it very quickly.

This isn’t a place where everything revolves around the work. Yes, you will have to complete all the tasks and put in a lot of effort, but you will have time for yourself once you get home. You won’t have to be constantly on the run, trying to fit all chores in one day. When you think about it, New Zealand appears to be Utopia, right? Well, for many people, it is.

When it comes to your free time, you can do so many different things, from exploring nature to enjoying delicious food. Whatever kind of recommendations you are looking for, click here to learn about the best restaurants, bars, and even hiking trails in your area.

Friendly people

Source:newzealandnow.govt.nz

Generally speaking, one of the main concerns that people have when moving to a new city is how the residents will accept them. For some people, making new friends is quite challenging, and if you are one of them, this is another thing that you won’t have to be concerned about.

Compared to other cities in the world, these communities are fairly small, so the people are very welcoming. You won’t have any trouble establishing new friendships, and what’s even more significant is that they will always be at your disposal and happy to help you. We are not only talking about your future co-workers, but also people in the neighborhood and community. After all, it is crucial that we surround ourselves with friends, regardless of our character, which won’t be too difficult in New Zealand.

Top 5 Aussie Souvenirs to Bring Home from Sydney in 2020

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Australia is a wonderful place to live in and an even more interesting place to travel. What you can experience on this massive piece of land on planet Earth, is impossible to experience anywhere else. It is so big and diverse, you can see all kinds of different animals and even experience several different climates. But, traveling to Australia, especially if coming from the Americas or Europe, is quite rare considering the expensive airplane tickets. So, if you are visiting, make sure you grab a couple of Aussie souvenirs from Sydney.

However, picking a souvenir that is unique to Australia or Sydney is not that easy. When you enter a souvenir shop, there are all kinds of different things that you could easily find back home. What is the point of buying an item that you can find in your own country? That is right, there is no point in doing that.

This is why I wanted to write this article and share the most unique Aussie souvenirs to bring back home from Sydney in 2020.

Boomerang

Source:putuaustraliju.com

I boomerang is something that you can purchase from probably every country on this planet, but the ones that you can find in Sydney are a little bit more unique. Boomerang is a very important symbol and part of the history of this massive piece of land.

If you have not seen a boomerang, it is quite an interesting object. It was very commonly used as a weapon and as a hunting tool in ancient times. Because of its unique curved shape, when properly thrown, it comes back to its user. It is made in this way to ensure that the hunter will be able to recover his/her tool after throwing it.

So, you are probably wondering what makes the boomerangs in Sydney so unique. Well, they surely are quite different than anything else you have seen because they are usually painted in a very specific and detailed way. This painting/drawing technique was very popular in ancient times and this is probably the only place where you will be able to find the use of that technique.

Vegemite

Source:abc.net.au

Sometimes, bringing home a souvenir does not always have to be some ancient or historical object that is in some way tied to the country or location. Sometimes, bringing food that is connected to the culture of the people in that country is also very unique. So, if you want to bring the most Aussie type of food back home, you should grab a jar of Vegemite.

This is a type of spread that is very heavily used by Australians. The taste of Vegemite is very specific and most people will not like it at first. It is salty and a bit better, but once you get used to it, it goes great with a piece of toast.

When you bring it back home, make sure you tell everyone that wants to try your Vegemite that it is salty and that it is not marmalade or jam. It looks a lot like a jam or marmalade in my blade, but it is the exact opposite.

It may not be the most interesting product you can bring back from Sydney, but it is definitely something very special to the city and the country.

Tim Tams

Source:wikipedia

If you are a fan of bringing food back home then here is another option. Tim Tams is a very popular type of food in Sydney. It is a simple packet of chocolates/biscuits, but it is so tasty and it is quite cheap. For just 1.5 or 2 AUD, you can get one packet. So, why not stock up on several packets of Tim Tams bring them back home.

Unlike Vegemite, everyone will like this chocolate.

Kangaroo leather

Source:stridewise.com

What is the first animal that comes up in your mind when someone mentions Australia? It probably is a kangaroo. If it is not, you should probably change your mind about that and ensure that it is kangaroo the next time. They are indigenous to New Guinea and Australia.

The government believes that there are more than 40 million kangaroos living on that huge continent right now.

This is probably the reason why the kangaroo is the symbol of this country and can even be found on their currency bills. It is a very important piece of Aussie culture.

So, if you truly want to bring back and Aussie souvenir, you should definitely consider getting a kangaroo leather product. It can be anything you want. A lot of people enjoy buying kangaroo leather hats. But you also have the option of getting a belt, some boots, or even a jacket. Some souvenir shops sell plain kangaroo leather. But, before you decide to buy anything, you should probably do a little bit of research on souvenir shops as suggested by Kevsbest.com.au.

Ugg boots

Source:bindoonboots.com.au

Whenever roaming down the streets of Sydney or any other city in Australia, you will notice one thing about the residents of this country. Almost everyone is wearing Ugg boots. At first, they were just another piece of very comfortable footwear, but they are now a fashion statement. Ugg boots are now part of the Aussie culture.

So, if you truly want to bring in a souvenir back home, I would suggest you buy a few pairs of Ugg boots. Keep in mind, they might not look the best, but they are very comfortable and will keep your feet warm throughout the cold winter days.

A cricket bat

Source:kdsport.com.au

Cricket is a sport that will remind you of baseball, but it is nowhere near how baseball is played. The players use bats, similarly to baseball, but the rules are very different. This is also an important part of the Aussie culture. It is a sport that is primarily played in Australia, New Zealand, and India. You will not be able to find teams or cricket-related souvenirs outside of those countries.

So, why not grab a cricket bat when going home?

There are a lot more things you could buy as an Aussie souvenir from Sydney, but I believe that these five items are the most unique and interesting ones.

How to Get a Working Visa for Australia

Australia has a natural attraction for job-seekers. The continent needs skilled workers and for that it issues working visas effectively. The country is known for its amazing growth in the job sector. With amazing job opportunities, workers get attracted towards this country like swarms of bees.

In 2013, the government of Australia started the General Skilled Migration Program in place of the Australian skilled worker visas. Skilled workers are given the first preference in this program and they easily qualify to get a visa. You can get to know more about it at evisa.express.

For that, they need to submit an Expression of Interest to a program called SkillSelect. The government of Australia or the employer may nominate the applicant for it.

Source:australiapravenue.com

The Skillset is designed in a way to check the skills of applicants under a point-based system. It ensures that only workers who have the required skills get selected. The applicants are marked under the following criteria:

  1. AgeApplicants between 25-2=32 years score maximum points. People above 45 years do not score any points. They need to be at least 18 years of age so that they can at least apply for the work permit visa in Australia.

 

  1. Proficiency in English:Applicants need to appear for IELTS. They are awarded 20 points for scoring eight bands or higher.

 

  1. Experience:Applicants who are skilled in any occupation listed under the Skilled Occupation list get points according to their years of experience. They can score a maximum of 20 points.

 

  1. Australian qualification:Those who have lived and studied in regional Australia score additional points.

 

  1. Professional Year:Those who have completed one professional year in Australia within the last five years score 5 points. People need to score at least 60 points to qualify under the General Skilled Migrant Program.
Source:slideplayer.com
  1. Skills and qualifications of spouse/partner:In case an applicant has added the partner or spouse in the application- their application will count towards the total points. However, the partner or spouse should not be an Australian citizen.

 

  1. Employer nomination scheme:The companies sponsor the permanent work visa under the employee nomination scheme.

 

  1. Temporary Skill Shortage (TSS) VISA:The employees are allowed to work two to four hours under the TSS visa. The companies which hire applicants based on this are bound to pay them the salary available in the market.

 

The applicants must be below 45 years to be eligible for this and have minimum job experience of two years. Their work duration depends upon the requirement of the employee.

 

  1. Working Holiday Visa:People who are between 18 and 30 years of age, and who wish to work and holiday in Australia for up to a year may apply for this. The applicants need to hold a valid passport from some eligible country to qualify for it.

Australia Work permit visa process:

The people need to follow many steps to get Australia Work permit. They should seek the help of a professional agency to get the Visa processed. The reason is that Australian immigration laws are complex.

The applicants need to meet several criteria when they apply for the work permit visa. The steps are as follows:

  1. The applicants should fix the Category for which the applicant is eligible.
  2. They need to fill up an online application belonging to the suitable category.
  3. The applicants need to ensure that the requirements of the points-based assessment are met.
  4. They must ensure that the employer fills up an online nomination/sponsorship form before the applicant may apply for it.
  5. The applicant needs to submit the required information and to support documents along with the application.
  6. They should pay the application fee to process it.
  7. IELTS is a crucial language proficiency test. It determines how fluent the candidate is in English. The score of IELTS is essential to obtain a work visa in Australia since English is the primary language of the continent. It becomes even more vital if the applicant is from some other nation like India or China.

So, appearing for the IELTS is an excellent step to get a work permit in Australia. It takes 2-5 months to process it. The applicants may travel to Australia for work purpose only after the Visa is processed.

General Requirements:

The requirements depend upon the type of work visa for which the candidate is applying. The applicants should seek the help of an Australian Immigration Specialist.

Some general requirements are as follows:

  1. The Skilled Occupation list must have the name of the job for which the person has been listed in.
  2. A recognized Australian Assessing Authority needs to assess the skills of the application.
  3. The health needs and the character needs of the applicant must be met.

Required Documents:

The applicants need to submit a few essential documents to get an Australian Visa. The papers are as follows:

  1. Proof of proficiency in English (IELTS or TOEFL).
  2. Documents of Health insurance
  3. Provide educational or employment documents

Visa Fees:

The fees are subject to change. They are increasing gradually.

In case the price increases between the date when the applicant lodges the application and the immigration department receives it, he or she would need to pay the revised fees. However, the applicant needs to ensure that he or she has available funds to cover surcharges.

Types Of work visa:

Source:gtalent.jp

There are different types of work visa in Australia. Some of the are as follows:

  1. Skilled Independent Visa (subclass 189).
  2. Skilled nominated Visa (subclass 190)
  3. Temporary work (prolonged stay activity visa (subclass 401).

The requirement for each type is different.

Application Fees:

The applicants need to keep in mind that they need to pay the application charges in Australian dollars. The amount will be delivered along with the application.

Conclusion: People should seek professional help to get a work visa for Australia. The professional makes the work visa process smooth.

8 Reasons to Study in Australia

Australia is one of the countries with the best education in the world. As an international student in Australia, you will have the opportunity to experience advanced and modern education. If you are wondering whether to choose Australia as a country to study abroad or not, read these 8 reasons to make the best decision:

1. The world-class education system and prestigious universities

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The Australian education system is known for its high quality, always regulated by the federal government. With the goal of training quality always being an important factor in the development criteria, the Australian government regularly adjusts all universities each year to ensure they maintain those educational standards. 15 Nobel prizes belonged to Australians, the inventions of Penicillin, Wi-Fi, cervical cancer vaccine, in vitro fertilization, ultrasound, black box, etc. are clear proof of the achievements of the best education in the world.

The teaching method in Australia always encourages students to think independently and think innovatively. Combined with a comprehensive education system and a diverse culture, international students will have many opportunities to expand their knowledge and job opportunities after completing their studies.

Australia is a country with many globally renowned universities. The University of Melbourne, the University of Sydney and the Australian National University are the most prestigious universities in this country. In addition, degrees from Australian universities are recognized around the world. Go to CatEight.com to find more universities in Australia and get the detailed info of each course.

2. The degree is recognized globally

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By studying in Australia, you will receive a qualification that is recognized and sought around the world. The Australian Qualifications Framework allows students to easily navigate the education system here and provides an easy way for countries around the world to recognize your degree.
It is also important to mention that Australian universities promote hands-on learning and offer students many opportunities to engage in research. This country is a leader in adopting new technologies and it has a significant place in history as a country of origin of many great discoveries.

3. English is a common language

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Study programs in Australia are mainly taught in English, and this is one of the advantages if you want to improve your English skills. You can study and mingle with people and friends in this country. New friends will introduce you to their country’s culture. You will learn more interesting things in your study abroad journey and also improve your English skills.

4. The climate is unique and pleasant

Source: pexels.com

Besides the quality of education, Australia is also known for its beautiful landmarks and unique climate. Worries about cold weather in winter will disappear if you study in Australia because most of the country is located in the tropics. Most major cities are located in the coastal area, with average temperatures around 20ºC in winter. The coldest places in Australia that need to be mentioned are Canberra and Tasmania, where the temperature in winter goes from 3ºC to 16ºC. Unlike other places, Australians often enjoy in winter with many unique activities, such as the Alpine winter festival, A Little Night Music held at the Opera House…

5. Safe and happy country

Source: pexels.com

When compared to many other countries around the world, Australia is one of the safest, which makes it an attractive destination for international students. According to statistics, the crime rate is very low.
Australia is listed as one of the happiest countries in the world, according to the United Nations World Happiness Report. Not only that, big cities like Melbourne and Sydney are also in the top safest cities in the world.

6. Work part-time during your studies

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Australia is in the group of countries with the highest standard of living in the world, but tuition and living costs here are lower than the US and UK. International students are allowed to work part-time during their studies to partially cover the costs. With a student visa, you are allowed to work up to 40 hours / 2 weeks while you are studying. In addition, Australian scholarship programs will also help reduce the cost of studying for international students.

7. Diverse cultures

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By choosing to study in Australia, you will associate with hundreds of thousands of students from Australia and all over the world – including many from your home country – finding new friends and opportunities in this beautiful country. You will work with classmates, researchers, coaches, and people in other faculties – collaboration is a key part of student success. And in many cases, you can acquire training and practice – in the industry in which you are studying. The combination of teamwork, knowledge sharing, and industry focus will provide you with leadership in your higher learning and career.

Australia respects the religion and culture of international students. Therefore, universities will create favorable conditions to help international students integrate into the new environment. Also, Australia is a place where there is a mixture of tradition and modernity in the lifestyle of the people. The famous city of Sydney is considered one of the most culturally diverse places in the world. Many races living on the Australian territory create a colorful cultural picture, attracting the attention of international visitors and students to explore.

8. The opportunity to settle in Australia

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The Australian Government asserted that international students are a source of skilled labor and play an important role in the national economy. Therefore, this country has applied many favorable settlement policies, creating conditions for international students after graduation to have the opportunity to settle permanently.

Melbourne – The Best Place In The World To Live In

You will fall in love with Melbourne at first sight. Although not the capital of the country, this beautiful city of Australia is the capital of sports, art, and delicious food. Tourists can only enjoy being here and wish to come back again. What to see and visit in this city? What are the sights of Melbourne and where are the best beaches? What is the cost and what is the standard of living? And why was Melbourne recently proclaimed as the best world city for a living?

About Melbourne

Source:qantas.com

After Sydney, Melbourne is the second-largest city in Australia. It was the capital of Australia between 1901 and 1927. This city lost its title to Canberra – as well as Sydney did. Melbourne is the capital of the Federal State of Victoria, one of six Australian federal states. This city is a significant administrative, business, cultural, artistic and university center in Australia. It is located in the southeast of the continent. Its main natural asset is the Port Phillip Bay – one of the largest bays in the world.

Australia’s Tidiest And Most Comfortable City

This is one of the most cosmopolitan cities in the world. All the major nations that emigrated and settled here, have their neighborhoods. Therefore, you don’t have to go around the world – it’s enough to go around Melbourne. Local politicians have been working hard to make Melbourne one of the cleanest, healthiest and safest places in the world, and they have been quite successful. This city began to be settled by the Europeans in 1835, which was the modern history start for Melbourne. Previously, Aborigines lived in this territory. Many landmarks are related to Aboriginal culture. The 1956 Olympic Games were held in Melbourne. Therefore, it is considered the sporting capital of Australia.

The Climate In Melbourne

Source:wikipedia

This city has a subtropical climate. The summers are sunny and warm, sometimes even hot. Summer runs from December to February. Autumn is mild and lasts from March to May. The winters are cool and cloudy with an average daily temperature of about 14 ̊C. It doesn’t snow in winter. The mild spring runs from September to November. Strong winds are common in Melbourne, especially in late winter and early spring season. This place is known for its changing climate. It happens that within one day all four seasons change.

City Attractions

If you ever come to this place, make sure you don’t miss a walk through the narrow streets, sipping cocktails at one of the rooftop bars, dining at one of the trendy restaurants. But, according to Melbourne Private Tours, this city has much more to offer. It has many attractions you should definitely see and enjoy. These are our suggestions…

1. Queen Victoria Market

Source:syn.org.au

This open-air market is one of the biggest you have ever seen. This market exists for more than 100 years and gives a special touch to this beautiful city. You can buy almost anything – from fruits and vegetables through authentic jewelry to souvenirs, clothes, etc This marketplace does not work on Mondays and Wednesdays, but you can enjoy winter market nights from 3 pm to 10 pm.

2. Federation Square

Source:ytravelblog.com

This beautiful square is very significant for all the people in Melbourne. It is one of the most visited places by tourists. Since its opening in 2002 more than 100 million people have visited this place enjoying music and artistic events.

3. Queen Victoria’s National Gallery

Source:wikipedia

This is the oldest, largest and most visited museum in Australia. It dates from the 1800s and it’s located near Federation Square. The gallery’s main hall is adorned with the world’s largest mosaic glass ceiling. In this museum, you can enjoy exhibitions dedicated to Aborigines, works of art created during the colonization period. Also, there are works of art from the time of Impressionism, modern, 20th century, as well as conceptual art.

4. Royal Botanic Gardens of Victoria

Source:visitmelbourne.com

Melbourne’s top landmarks list can’t go without the Royal Botanic Gardens Victoria eco-project. This botanical garden project has existed since 1846 and it has around 8,500 different plant species. This beautiful, green and floral part of Melbourne is interspersed with trees, lakes, lawns. This is also the place where the Australian Urban Ecology Research Center is located.

5. Luna Park Melbourne

Source:bubsonthemove.com

The Amusement Park was opened in Melbourne in 1912. This is the oldest family-fun-place in Australia. It is situated on the coast, near the St. Kilda suburbs. The major attraction in this park is the Great Scenic Railway roller coaster. This rollercoaster is specific since it is made of wood, and it goes through the entire park. Besides, the crazy ride, you’ll have a very nice view.

The standard and cost of living in Melbourne

The standard in this city is high, and the high standard is accompanied by high prices. For a modest living, one person should set aside about $ 850 per month. That is the amount that does not include the rent. Otherwise, rent is an expensive part of life in Melbourne. A decent one-bedroom apartment downtown will cost you around $ 900, or maybe a $ 750 if it’s on the outskirts. The average monthly salary, after you pay all the taxes, is about $ 3,000. Melbourne is far away and needs a thorough organization to make your trip as painless as possible and make your stay at this place as comfortable as possible.

Why Melbourne?

The simple answer for most people is – something pulls you to come here. The very idea of staying in Australia already seems exciting, unpredictable and adventurous. And that is enough to turn on all the nomadic lights and direct all your senses towards the movement. If you truly want to enjoy and be by the sea – then coming to this place will be a good choice for you.

Nevertheless, integration into the new environment is the most difficult and longest process. It requires time and tremendous mental and emotional strength. It takes a long time for you to embrace the new environment, and for the environment to embrace you. All these emotions will be fully understood only by those who have gone through the same. Probably like many situations in life.

Explore wonderful Australia

To many people, visiting Australia is something that sits on top of the bucket list for a very long time. Well, if you are one of those travelers that can’t wait to visit this place, here are a few even bigger reasons to do so. Make sure to read until the end and let’s jump straight into the content.

Why should I visit Australia?

Source:nationalgeographic.com

Many Americans are not really encouraged to visit Australia because of the distance. The flights are pretty long and sometimes very expensive, and when you only have like a week for traveling, spending one third of that period in a flight is something that doesn’t make a lot of sense to travelers. However, if you really have a strong will to visit this place, you should know that it will surely pay off in the end. Australia is one of the most beautiful places in the entire world. It has untouched nature and tons of stuff to marvel at.

The Great Barrier Reef

The most famous reef system in the world, The Great Barrier Reef is something that will leave you absolutely mind-blown. Prepare for a few world-class diving opportunities and uncover the secrets of the underwater empires. Sharks, vibrant corals, turtles and unique-looking fish are just some of the things that you’re going to see, and they will all take your breath away.

Visiting Sydney

Source:nomadasaurus.com

The place is already very famed for its opera house and the harbor, but it has tons of other things that you have to see with your own eyes, especially if you are someone who loves traveling. Make sure to visit https://etaaustraliaonline.com for more information. Learning how to surf, hanging out on Manly Beach or at Bondi are just some of the things that you can do. If you are a fan of great food, Darling Harbor has tons of good restaurants and great entertainment venues.

Visiting Uluru

Source: bne.com.au

 

It’s just a giant rock that covers about eight kilometers of land, so what’s so special about it? Well, a lot of people think of it this way until they finally go and visit the place, then their opinion changes quite quickly. This giant rock has many wind-blown cuts through it, and the sound that it makes when passing through them is very fascinating. Because of the iron in the rock, the entire thing has a red color, and it mixes with orange during sunset, forming a very beautiful sight. Remember that this rock is sacred to the people living in this area, but they sometimes allow people to approach it or climb it.

Amazing Wine

Source:yogawinetravel.com

We all know that Australia has amazing wine, but you have to visit some of their best places where this wine is served in order to try it for yourself. You might think that you’ve tried the real deal when you purchased it from the wine shop, but trust me, it’s very different when the locals serve it to you. Day trips are available to any of the wine areas if you want to take a close look at how things are done there. We suggest checking out airbusinessclass.com if you need cheap tickets for the flight. With that, happy flying and enjoy Australia!

 

 

 

In Australia, Consumers are Standing up to Big Banks

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After years of stability, some turbulence prompted Australians to switch credit card providers en-masse. Here is why:

The saying “needs must when the devil drives” has been thoroughly tested in other banking sectors around the world, but in Australia, where the recession has been absent for more than a decade, people were always very loyal to their banks and hardly ever switched. This all changed during the recent property crash when big banks started to recall loans from clients they knew for years – and when the RBA lowered interest rates, but many card providers did not reflect this amply in the way they charge the consumer.

The consumer was eventually left with no other choice but to switch

Today, credit card comparison websites are popping up across Australia – and a more open market finally means that consumers have more choice to escape the debt trap laid by some of their card providers. People have realized that the banks are looking after themselves first and now consumers are mirroring that approach as we discuss below:

A man on a mission to educate and inspire change

Img source: creditcard.com.au

 

Meet Roland Bleyer – the CEO of Australia’s leading credit card comparison website Creditcard.com.au. He is the man behind thousands of people who abandon the big banks for alternative options, all to get a better deal: more favorable terms and lower interest rates. When asked how he went about inspiring such a cultural shift in a country that is rather conventional with issues such as personal finance, Bleyer said: “We did this by equipping the public with powerful information in a series of courses they access on our site – and by connecting them to better options from alternative providers in a few simple clicks. By leveraging AI and technology to pair match the right people with the right providers, we save time for both parties, delivering a win-win outcome”.

Bleyer explained the magnitude of the credit card phenomenon in Australia, where people are totally in love with credit: “We might be a nation with a fantastic GDP per capita, yet Australian consumers racked up $50 Billion in credit card debt. If it was zero interest, fine, but it’s not: a massive $5.3 Billion was paid in credit card interest last year. Furthermore, it costed $1.5 Billion in credit card fees In Foreign fees alone. This comes to over $1 million dollars a day. When you think about these facts and the reality that Australians present a lower risk to banks than people in other struggling economies or heavily populated high-unemployment regions, well then Australians are not getting a good deal! So they have no choice but to compare the leading credit card deals to fight the banks – and get the deal they deserve”.

The rise of alternative credit card options

Img source: pymnts.com

Whereas previously, the privilege to issue credit cards was severely limited to a handful of banks, today Bleyer’s comparison site features a string of providers such as NAB, Me, Virgin Money, Latitude, ANZ, American Express, Bank of Melbourne, BankSA, Citi, Wespac, HSBC, BankFirst, BOQ, BCU, Bank of US, Bank of Sydney and Bank West.

Evaluating a plethora of options in seconds

It would, however, have been impossible for the average working person to find the time to compare all these banks individually and make a decision. This is where comparison websites come in: At the click of a button, they aggregate the various options available. Consumers can then see a side-by-side comparison of what might be best suited for their individual circumstances. Some have lower interest rates; others have better perks while you spend (including air miles and zero fees on international transactions) and so forth. So, depending on what you need most, the aggregator provides an option to screen all the options – and to apply immediately to the most suitable ones.

It is, in fact, a genius invention as it is helping both banks and consumers find each other in a market that suddenly became more crowded. When education aggregators started in the US and UK, universities were critical: today they are all on board because they are losing enrolments. So is it also with the banks – now the biggest banks are after Bleyer in order to get a piece of the action.

Balance transfers are often the biggest attraction

Img source: fundera.com

Some 450 000 new credit cards were issued in Australia in the last year with the ASIC debt clock showing astronomical statistics. With 83% of young people using credit cards to support their lifestyle, many sit with debt on which they need to pay interest. So, in order to clear the debt easier, without interest or with very low interest, many opt for a “balance transfer”. This is simply when you apply for a new credit card from a new provider, use it to settle the balance on the old credit card and switch providers. Often these balances come with zero-interest for up to 24 months, either enabling consumers to “breathe”, or to set the debt without paying much interest.

Final scoop on credit card comparison in Australia?

The Australian credit card market will never be the same again: The consumer is awakening to a new set of rules that enable them to take back power from the big banks – the power to decide for themselves where the best deal exist at any point in time. Many consumers are now switching every two years, so this certainly represents a new trend to watch closely.

Exodus! Skilled Trades & Nurses Queue Up to Leave Brexit Britain for Australia

A recent poll by the UK’s #1 Australia Visa Consultancy, Lets Go Global confirms politicians worst nightmare, that tens of thousands of highly skilled British born Nationals are looking at every possible way to leave the UK, citing Brexit uncertainty as their Number One reason.

Steve Hadley, Senior Associate with Lets Go Global went on record to say “we’ve seen a huge 300% increase in inquiries, mostly from key workers and skilled UK tradespeople like electricians, carpenters, plumbers, and mechanics. We’ve also seen a huge surge from those in Financial Services yet finance skills are not as wanted down under as trades and those in the medical profession.”

The United Kingdom is in crisis and a recent study by Lets Go Global Australian Migration found that most enquirers were from swing voters around Brexit, some pro remainers, some pro-Brexit. “It’s not the issue of Brexit itself says Hadley, it’s the indecision that’s changing their outlook.”

“These are hardworking UK Citizens, simply fed up with the debacle going on in British Politics.”

It’s no surprise that Australia tops the list of preferred destinations, with almost year-round sunshine, a great education system, amazing work-life balance, and World class healthcare. With only 25 million people on a landmass bigger than Europe, it’s no wonder disillusioned UK workers are dreaming of a new life down under.

Cities like Brisbane, Melbourne and Sydney feature consistently in the Economist’s Most Liveable City Report and have done on and off for over a decade.

When you combine this with exceptional pay scales for Trades and Nurses there’s simply no comparison with the United Kingdom. In accordance with these events,  Officespace.com.au have noticed a marked increase in UK business inquiring about office space for rent in Sydney, Brisbane and Melbourne.

Img source: briefingsforbrexit.com

However, Hadley cautions that it’s certainly not an easy process. Australia isn’t open for all and theirs is one of the strictest immigration systems in the World.

Emigrating to Australia is now only an option for those with the right skills, qualifications, and experience that can fill critical skills shortages across the vast Country. It’s a long, complicated and significant legal process. “We’re still amazed when potential clients think their UK passport gives them an automatic right to move to Australia.”

And for those in demand the benefits are vast, holders of the much coveted 189 and 190 skilled migration visa classes are granted:

  • The right to live and work in Australia
  • Skilled Migration does not require holders to have a job first
  • Free education for Children
  • Access to Medicare
  • Access to Financial Services

… and best of all, these visas are designed to convert into Australian Citizen after four years, enabling these new Citizens to hold Dual UK and Australian Citizenship.