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9 Hidden Costs Of A DUI And How To Avoid Them

DUI, or Driving under the influence, is not illegal per se, however, it’s not recommended in any way. Driving under the influence of drugs or alcohol cannot possibly end well. Even if you don’t end up in an accident and everyone goes unscathed – if you get pulled over and deemed unable to drive, things are about to get really ugly for you. There are all kinds of consequences at play here – from having a slumber party at the local jail and your driver’s license getting suspended to losing thousands upon thousands of dollars in various fines and hidden costs. Today, we’re going to talk about those hidden costs which you may not know about, how they can change your life for the worse and ultimately how you can avoid them. Let’s get started.

1. Fines & Court And Attorney Fees

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The first and one of the major costs of DUI is not exactly a hidden one, but the amount might surprise you. If you manage to avoid jail time, community service, licence suspension and all of the usual punishments – you probably had the best lawyer in the world. However, you’re not going to get out of paying fines, court costs and eventually the attorney’s fee. Now, costs can vary significantly, depending on the state, how intoxicated you were, whether you had to post bail or not and more. On average, all of this is going to cost around $5000. You could end up paying less, but you could also end up paying upwards of the $10,000.

2. Towing And Impound Fee

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Considering the fact that you’re unable to drive, being arrested for drunk driving and all that, your vehicle is getting towed and impounded. As we all know, this fee is everything but insignificant. You could end up paying between $500 and $1000 to get your car back.

3. Education Program Costs

According to Dmvedu.org, what usually happens after a DUI conviction is that the convicted party has to go through some sort of drug or alcohol education program. If you’re lucky, you might end up with an 8-hour online class, but that’s highly unlikely. However, ending up in group counselling or months of classes doesn’t happen that often, as well. In most cases, you’ll end up with 30 to 60 hours of online classes if this was your first offence. Once again, your bank account will feel it since this could cost you $700 or more.

4. Reinstatement Fee

Now, once you lose your driver’s licence – you don’t just get it back, you have to pay a reinstatement fee which will set you back about $500 in most cases.

5. Insurance Costs

Now, these are the ones you should really be worried about. After a DUI conviction, in the eyes of the insurance company, you’re a high-risk driver, which means, your premium costs are about to skyrocket. Now, this could vary, but in most cases, you would see an annual increase from a $1000 to even $3000 in your premiums. Now, keep in mind that this is not a one-year thing. Chances are you’ll be considered high-risk for at least 5 years. You do the math on that one.

6. BAIID

Source:illinois-defenseattorney.com

This breath analysing device is going to be in your car for a year after you’ve been convicted of a DUI. Once you factor in all the costs like installation, rental fees, monitoring and so on, you’re looking at another $1500 out of your bank account.

7. Income Or Job Loss

If you’re lucky and you don’t end up fired you’re looking at least one month of ‘unpaid vacation’. If we take an average American salary, for example, that means you’re looking to lose another $4000 for not being able to work. If you lose your job on the other hand – only you know how much that will cost you.

Now, spending money on lawyercarl is something that you’re aware of and you’re paying for a good service – the one you actually need, so that’s okay. However, if we do the quick math, in the best case scenario – ‘hidden’ costs will set you back at least $10,000. On average, we’re looking at $20,000 to $25,000 and if you’re really unlucky, well, let’s not go there. It could ruin your life, let’s keep it at that. Keep in mind, that’s a first offence we’re talking about. Repeated offenders can and will lose a lot more than that.

Now, how can you avoid them?

8. Hire A Good Lawyer

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A good lawyer can get your case dismissed. This is by far the best thing you can hope for in case you’re arrested for DUI. Not only will it benefit your financial situation, but it’ll affect the other aspects of your life as well. Not serving jail time, avoiding training and counselling, not paying high-risk insurance rates – this could save you a lot of money and emotional trauma. Even a night in county jail could leave some scars.

9. Keep Of The Road

This is the best advice anyone could give you. Want to save money and not end up handcuffed in the back of the police car? Don’t drink and drive. It’s as simple as that. You may feel like you’re more than capable of operating a vehicle and even if that’s true – don’t do it. You might injure yourself or the others. If you get pulled over and your BAC is over 0.08 an officer has a right to arrest you. You could be at 0.09 and feel absolutely sober – you could still end up arrested.

So, if you’ve had a few drinks – call a cab, phone a friend, order an Uber or just walk home. There are so many things you could do instead of sitting behind the wheel. Everyone’s unreasonable when they’re under the influence, we get that. However, try and reason with yourself and listen to others if they tell you not to drive.

If none of this matters to you because you just have more money than you could possibly spend and you don’t care about the costs – think about the risks. Over 10,000 people die annually in accident caused by drunk drivers. Over 300,000 are injured in some way. Don’t be a part of that statistic, don’t drive under the influence.

When Workers’ Comp Won’t Pay: 3 Steps to Take

A workplace injury is never ideal. The silver lining, though, is that in the United States, in every state except for Texas, employers are required to carry workers’ compensation insurance. Workers’ comp is an insurance that protects both an employer and an employee in the case of a workplace injury.

Source:rosenbaumnylaw.com

Workers rely on this safety net for protection, so when a claim gets denied, your safety net is cut, and you continue to fall towards the ground. Fortunately, you are not without options. There are several steps you can take to appeal your claim denial and have a trapezist swing in at the last moment and pluck you out of the air before crashing to the ground.

How Does Workers’ Comp Work?

Workers’ compensation is in theory, a hassle-free way for an injured worker to get compensation for their injury so that they can pay their medical bills, rest, recover, and hopefully get back to work. Workers’ comp protects employers from having to defend themselves in court cases every time that an employee gets injured at work.

For large companies in dangerous industries like construction, workers’ comp provides protection from countless hours of litigation every year. Without workers’ compensation insurance, between the money spent on defense and the eventual payouts to workers, many companies would not be able to survive the financial toll of employees getting injured.

Normally in a workers’ compensation case, immediately following an injury you would go to your supervisor to report the incident. Obviously, if the injury is severe enough, you would first go to the hospital and then notify your employer after you have been treated. Once informed, your employer should give you a claims form to fill out.

If you weren’t rushed to the hospital, you should receive a recommendation for an approved physician to treat your injuries. After you submit your claim, you will be contacted by a representative of your company’s insurance. After this, your claim should be approved, and you should be able to start receiving your workers’ comp benefits. These benefits should cover your medical costs and partial costs for lost wages.

Source:insuranceneighbor.com/

In cases of a severe injury, where you are unable to fully recover and cannot return to work afterward, you should receive a large settlement payment as well. This money can help cover the cost of future lost wages and other secondary expenses.

Unfortunately, things don’t always go as they should. Workers’ comp claims can be denied for a variety of reasons. Sometimes, claims get denied for legitimate reasons. Other times, the denials are completely bogus. Most of the time, they fall somewhere in-between.

Some possible reasons that your claim may be denied include if the insurance company believes you:

  • Were under the influence of drugs or alcohol
  • Were fighting
  • Were playing games rather than working
  • Suffered your injury away from work
  • Exaggerated your injury
  • Failed to inform your employer of your injury in time
  • Failed to file claim papers on time
  • Did not receive medical treatment
  • Were not treated by an approved medical provider
  • Missed doctor’s appointments
  • Failed to follow medical advice
  • Were injured as the result of a preexisting condition

How Can I Appeal My Claim Denial?

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In a situation where your claim has been denied, you are most likely going to want to appeal the decision and to continue fighting to get the compensation that you deserve. There are five main steps you can take to continue fighting your claim denial.

Step One: Hire an Attorney

Filing an original workers’ compensation claim is something that most workers can manage on their own without a problem. However, when it comes to appealing a denied claim, bringing in an experienced workers’ compensation attorney to help make sure your case is strong is always a good idea. With the guidance of a lawyer, it is possible to get a personal injury payout for serious work injuries. Learn more about hiring a workers’ compensation attorney.

Step Two: File an Appeal

When a workers’ comp claim is denied, you will receive a letter that will contain information about why your claim was denied. This letter should also contain information about when and how to appeal the decision, along with a notification of the deadline to appeal. Make sure to file your appeal before the deadline, as failure to do so potentially forfeits your claim.

Step Three: File a Workers’ Comp Complaint

If you have evidence that your claim was denied due to fraud, administrative error, or other irregularity, you can request a complaint form from your state’s workers’ compensation officials. A valid complaint can help your case and possibly improve your settlement amount.

Step Four: Request to Reopen a Workers’ Comp Claim

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Even if your appeal has been denied and your complaint is determined to be invalid, you are not necessarily out of options. It can still be possible to have a closed claim reopened, sometimes years after the claim has been finalized. In some instances, you may even reopen a claim that was not denied to receive further support beyond the initial ruling.

Some common reasons to reopen a claim include:

  • New evidence that proves the validity of your claim
  • New evidence that shows your original award amount was unfair
  • New evidence proving an administrative error that affected your claim
  • New evidence of fraud
  • A return or worsening of your injury

Step Five: Request an Administrative Hearing

When you don’t feel like you are going to get a fair decision from the insurance company, you can request an administrative hearing. An administrative hearing puts your fate at the mercy of the administrative judge rather than the insurance company. This is often a welcome path for those who file workers’ comp claims, as insurance companies are notorious for doing everything they can to pay out as little as possible.

Should you end up requesting an administrative hearing, if you haven’t already hired a workers’ comp attorney, now is the time. You can bet that an insurance company will be bringing their full legal might against you to try to defeat your case and hang on to their money. Attempting to take on these highly experienced professionals without one of your own is like bringing a knife to a gunfight.

Source:hoffmannworkcomp.com

A Denial Can Be Devastating

Having a workers’ comp claim denied can leave you feeling hopeless. When the injury you suffered on the job is severe, you are already left with so many question marks in your life and possibly face many life changes. Being told you will not receive financial compensation to help you deal with everything can be the straw breaking the camel’s back.

It’s important to know all of your options when faced with a situation like this so that you have all of the tools you need to fight this decision and get the compensation that you need and deserve.

A Motorcycle Crash – Claiming the Damages with the help of a Personal Injury Lawyer

For every bit of thrill and adrenaline rush generated from a motorcycle ride, the motorcyclists have almost a 27% chance of dying in a traffic accident. And the ones who survive a fatal crash are usually left with life-altering and severe injuries. If you have witnessed this before, you might have heard about claiming the damages. If you are not sure how to go about the process, it makes sense that you join hands with a personal injury attorney who will explain the process to you. The attorney will also help you recover the damage expenses as well.

The damages involved in claims for a motorcycle accident

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For instance, when it is about a civil case, a motorcycle injury lawsuit, the damages indicate the monetary payment offered to the claimant for costs. It also influences his or her life, which is an outcome of the accident, and that is a result of some other person’s reckless and careless actions. Generally, motorcycle injury lawsuits have two kinds of damages:

1. Compensatory damage

The compensatory damages get aimed to compensate a person for the costs incurred, termed as economic damages. It also includes the “life-impacts” that the victim undergoes because of the accident, termed as non-economic damages. The cash payment for all the compensatory damages can get awarded by the court. Additionally, it can get obtained via a settlement offer from the insurance provider of the guilty person. The compensatory damages don’t get counted as income. Hence, it doesn’t get subject to tax by the Internal Revenue Service.

Source:brodlaw.com

2. Punitive damages

Unlike the compensatory damage, the punitive damages don’t consider the coverage of non-economic and economic suffering because of the accident. Punitive damage is ordered by the court as an objective to punish the defendant for their careless behavior. For instance, punitive damage occurs when the guilty party was driving dangerously or drunk and had various prior convictions for similar cases. The accident damages are taxable.

The economic damages for motorcycle accidents

A motorcycle accident will lead to several economic damages. It is essential to join hands with an expert personal injury lawyer and address the case legally. To know more about this, you can check out Jacoby & Meyers and make a final decision. Some of the aspects included in economic damages are:

  • Medical costs – It includes emergency treatment on the accident scene or in an emergency department. Other costs include:
    • Shifting to the hospital through air or ambulance
    • Surgical or physician services
    • Diagnostic testing and hospitalization
    • Prescription medication
    • Rehabilitation and physical therapy
    • Provision of assistive devices like a crutch or wheelchair
    • Provision of prosthetic limbs.
  • Lost wages – It could be because of getting injured to work post the accident. It could also be a person compelled to miss work because of the need to attend a medical appointment because of the injury.
  • Losing the capacity to earn in the future –One can claim this damage when an individual gets permanently disabled because of the accident that makes him or her incapable of performing any job-related tasks.

The economic damages might also include the cost of replacing or repairing the claimant’s personal property that got damaged in the concerning accident. For instance, it could be his motorcycle or helmet. It might also include a few out-of-pocket costs for modifying the claimant’s vehicle or home for accommodating their disabilities. It can also include the cost of transportation to and from medical appointments.

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The process of claiming

One of the crucial parts of claiming damages for the motorcycle accident is to join hands with an expert attorney. It will give gravitas to your case. There are several who get tempted to pursue the same without a lawyer. That often results in a loss. When you join hands with an expert personal injury lawyer, your legal procedures are taken care of, and you don’t get confused by the legal jargon. However, it is essential to calculate the accident’s case value. It gets done by resorting to the following ways:

  • The economic damages are relatively easy to calculate as it involves the original monetary costs. Here the attorney adds all the costs for using documentation that you offer, for instance, the bills for all the medical services. It also involves the cost of replacing the vehicle. Here the medical professionals can help determine the approximate value of the future medical costs depending on the magnitude of the injury. It also includes the prognosis and the expense of the processes that you will need in the future.

On the other hand, the lost wages will get evaluated depending on the pay stubs. It means, if you are a self-employed person, your earlier year’s tax invoices or returns can get used. Also, the loss of earnings in the future needs to get calculated by evaluating the monetary compensation and advantages you will get in the future if you could carry on work in your chosen industry vertical. It also considers your work designation and profile.

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  • The non-economic damages usually get calculated by the insurers by considering the total economic damages. It gets also derived by multiplying that amount by any number between 1.5 and 5. If the accident is severe, it has chances of a higher multiplier.
  • The overall amount of economic and non-economic damages gets added together. It is essential to note that this doesn’t count for the punitive damages that the jury might consider at the trial.

Most of the motorcycle accident claims settle much before they make it to the courtroom. Hence, it is essential to join hands with an expert personal injury attorney. And your attorney needs to get confident with the case and help you pursue the damages in court as well. The victim must get a fair settlement via a series of negotiations. No lawyer can guarantee the outcome of the motorcycle accident claiming process. However, you must cooperate with your lawyer so that he or she can proceed with the case at hand with complete preparation and conviction.

7 Tips to Keep Your Wealth and Assets Safe

If you have worked hard to reach your financial goals and you’re finally living the lifestyle you’ve always dreamed of, it can be scary to consider the prospect that it could all be taken away.

Don’t lose sleep at night wondering if the money you’ve worked so hard to accrue will be yours as long as you need it! There are ways to protect your wealth and assets, so even in unforeseen circumstances or an emergency, you won’t lose everything you’ve worked so hard to earn.

Know When to Hire the Right Attorney

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It is extremely important to know when to hire the right attorney. Dealing with legal issues can get expensive fast, so making sure you have the right person on your team can go a long way towards protecting your wealth.

For example, If you’re injured in an accident, much of your money could go down the drain on medical costs. Hiring an attorney is important, but you have to make sure you hire the right one. According to Attorney Brian White, “Since most personal injury attorneys work on contingency, you may end up receiving less money if you hire a mediocre or inexperienced attorney.”

Going through a divorce? Even if it’s relatively civil, you should still hire an attorney. Struggling with a business partnership? An attorney can help you find a resolution that doesn’t require you to pay more than you should. When in doubt, schedule a consultation to see how an attorney can work to protect you and your assets.

Plan Your Estate and Keep It up-to-Date

When you think of estate planning, you probably think about what is going to happen to your money and your assets after you pass. This is an extremely important thing to think about. Proper planning can prevent family squabbles and issues, but it’s not the only kind of plan you should have.

If you have multiple assets and multiple streams of income, it is extremely important to plan how they will be used throughout your lifetime. For example, a trust might be used to pay for a child’s education, while earnings from stocks may be used to pay certain bills.

Make sure you revisit your strategy often. This ensures that you’re keeping money in high-yield accounts and you’re covering all of your costs without any shortfalls.

Hire a Financial Advisor You Trust

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For those with wealth and multiple assets, hiring a financial advisor is a no-brainer. They can provide you with services that include:

  • Guidance on developing an investment strategy
  • Asset allocation
  • Minimizing taxes
  • Rebalancing a portfolio
  • How to time retirement account withdrawals

They can also provide you with support when making decisions that make you feel uncomfortable. An advisor can keep your fears and emotions in check, which is extremely important when making decisions that will affect your assets, your income, or your portfolio.

Don’t Put Primary Assets in Your Name

There are many reasons to start a trust. It can allow your family to avoid probate when you pass, it’s a great way to pay for a child’s education, and it can be a great way to support a charity that you feel passionate about.

It can also protect your assets while you’re alive. For example, putting a sizeable investment in a trust with your children as beneficiaries can keep you from losing the money if you’re sued. You can also hold other things, like an expensive car, in a trust in order to keep your name out of public records.

It’s also important to separate personal and professional assets. That way, if you’re ever sued professionally, they can’t come after your personal assets, and vice versa.

Diversify

A lot of people talk about diversification, but it can be more tempting to put all of your eggs in one basket. When the possible returns seem massive, you may want to go all-in, but a more restrained approach is always the best approach.

Diversification means utilizing a variety of investments to get the biggest return on your money, but it also means diversifying other aspects of your wealth. For example, having a financial advisor is important, but you may want to add a stock broker to your team. You may want to have traditional accounts in the United States, but you may also want to consider trying an offshore account. Diversifying in a variety of ways can help you best protect your wealth.

Don’t Rely Upon Homestead Exemptions or Bankruptcy

It’s surprisingly easy to get reckless with your money, even if it doesn’t seem reckless at the time. That’s because declaring bankruptcy often meant that you could clear away your debts while keeping many of your assets. At least, that’s what it used to mean. Those declaring bankruptcy today aren’t so lucky.

Today, homestead exemptions are limited and changes to the bankruptcy code mean you’ll end up losing a lot more of your assets than in the past. Not to mention, it leaves the future of your wealth in the hands of a bankruptcy judge, which means you aren’t going to fare so well.

Don’t Be Overly Flashy

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Protecting your assets and wealth often involves complicated legal documents and in-depth strategizing, but it also includes common sense. You’re just as at risk of theft as you are of suffering a bad day at the stock market.

Don’t be overly flashy with your wealth. That doesn’t mean you can’t buy that boat or the Ferrari that you’ve always wanted, but it does mean that you should keep pictures off of social media. It’s also a good idea not to bring up your purchases or your wealth with the wrong crowd. Even family can get greedy and do something rash to affect your wealth and assets in a negative way.

Just because your money is sitting in a high-yield savings account doesn’t mean it’s safe. From houses to cars to cash, there are many things you should be doing to keep your wealth right where it is so you can enjoy it for a lifetime.

The 9 Step Process Of A Personal Injury Auto Accident Case

Auto accidents happen within the blink of an eye, and the result leaves you with injuries that could be potentially life-threatening.

When in these situations, the best thing to do would be to file for a personal injury. Filing this is only possible if you’ve ended up injured during the whole ordeal. If not, then you have no case to begin with.

However, if you’ve sustained any type of injury, then this is the 9 step process of a personal injury auto accident case.

We will be explaining the entire process from start to finish, so don’t go anywhere. Without further ado, let’s start.

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1. The Investigation

Forget about your car; your number one priority is to check the severity of the injuries after a car accident.

If the injuries are too severe, then you might have to seek medical treatment ASAP. If not, then the investigation part begins. This is the first step of your personal injury process, and it involves taking photos of your injuries and the scene.

What you should also do is also talk to witnesses and write down what they have to say. Witnesses are vital for your chances of success, and there will almost certainly be one or two.

2. Get Treatment

Getting treatment for your injuries is quite possible the best proof you can have. Since you’ll have to visit a hospital or medical facility for the treatment, the doctors and nurses there will record and document all of your injuries.

This is rock-solid evidence that you’ve actually sustained body damages and it also determines the severity of those damages.

3. File a Claim With the Insurance Company

Source:insurancesupport.org

If you have the necessary coverage, then you’ll need to notify your insurance company of the accident.

This is your best bet to have your car as soon as possible and get you back driving. Insurance companies cover for damages regardless if the accident is or isn’t your fault.

Be wary of money offerings from the other person’s insurance company, as these are generally much lower than the actual cost for repairs. If their insurance company doesn’t offer a sufficient sum of money to cover for repairs and potential damages, then you might want to consider hiring an attorney. A good option is torklaw.com, a personal injury and accident law firm dedicated to obtaining outstanding results for those who have been injured due to someone else’s negligence

This attorney is a personal injury attorney that specializes in exactly these cases.

4. Talking With Your Attorney

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In most cases, this is the fourth step of the process of filing a personal injury claim. This step is the reason why this type of process exists.

Insurance companies would rather lowball their way out of a case rather than pay up what they owe. So, people get angry and they end up in court.

When talking to a professional that praises personal injury law the first thing you’ll discuss in your first meeting is to ask for their experience. Only a person that has tons of cases behind their back can help you win your case.

Before talking to an attorney, you should educate yourself on the topic of personal injury. A great resource for that can be found if you click here.

Other things to discuss with your attorney are fees, strategy, and what to look for in terms of reimbursement.

5. The Medical Investigation

Now that you’ve hired an attorney, it’s time to start the medical investigation.

This part will be solely conducted by your attorneys as it will be a part of their job. This is something that every personal injury attorney does and they do it very professionally.

Some of the things involved in this step include following up with medical professionals that have treated you, obtaining your medical record, and the medical bills connected to this case.

Once they’ve acquired all of that information, the attorneys will wait for your injuries to heal before sending all information to the insurance company.

This is sort of like a declaration for court, as it is the first and formal conversation between both parties.

However, there is the likely chance that your injuries are more severe than originally thought. When this happens, the attorneys will visit the medical experts one more time and make a report of the injuries. They will then send this report along with the rest of the information.

6. Demanding a Settlement

This part starts when your doctor gives the all-clear for you to continue with the filing process.

In some cases, you’ll demand a settlement from the opposite party, but, this won’t actually happen as it will be the insurance company that makes the initial offer. However, most reject it since it is either too low or too unreasonable to accept, so you’ll end up going back and forth a couple of dozen times.

7. They Settle or You Go To Court

During the negotiation, at some point, the insurance company will send a “final offer”. This offer means you either accept it or you file a lawsuit.

Contrary to popular beliefs, not many people wish to file lawsuits, so they end up taking the offer.

However, that’s not always the case and if you still feel you’re being undervalued then it’s maybe time to file one.

Source:farivarlaw.com

8. Discovery

This is the part of the process where your attorneys and the attorneys of the insurance company research the other party.. This means that the insurance company will start digging into your past in a bid to try and stop you from winning the case.

But this also equips your attorneys with the much-needed firepower to go out and do what they do best.

After the discovery period ends, the mediation starts.

9. Mediation

This part always happens before you go to court and it involves hiring a third-party mediator to try and talk things out between both parties to avoid going to court.

This person will try to push for a settlement to be agreed between both parties but, unless a change of heart, this won’t happen.

And if the mediator fails to reach an agreement between both parties, you’ll end up going to court.

Benefits of Using a Car Accident Attorney in Houston – 2020 Guide

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If there is one thing that cannot be predicted is an accident because it happens with no warning or notification. Many people try to avoid car accidents, but the efforts usually do not pay off as accidents happen. Baumgartnerlawyers.com is a great starting point for anyone who wants the services of a car accident attorney in the region.

When an accident eventually occurs, it brings with it so many things, among them legal battles. Whether you are the owner of the vehicle involved in the accident or just involved in any way, you may find yourself faced with legal nightmares handled in court. Given your inexperience with the law guidelines, it might be hard for you to defend yourself properly, this is why you need to look for a car accident attorney.

Car accident attorneys are legally trained lawyers who help individuals by advocating for them after being involved in an accident. Car accidents are among the biggest causes of personal injury in Houston. Many people don’t know what to do after a car wreck.

Some people have even ended failing to get compensation, simply because they did not know what to do, due to the ignorance of the law and what they needed to do after the accident. This is why you need to look for a car accident attorney to help you, especially if the accident occurs due to the negligence of the other person.

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If you were hurt in an accident from the negligence of another person, you might be compensated by the individual. The compensation comes typically in the form or a settlement. You can get compensation for a broad range of damages from the accident, like suffering, pain, medical bills, and other damages. All States also have their laws and regulations. Therefore, it is crucial to hire a licensed and qualified lawyer in your state. These legal professionals represent their clients in courts. However, the professionals can also work for an out of court settlement. Retain these services early after the accident. Look for the attorneys in your area that work on car accident claims. Picking a good lawyer can only help your case.

It is always best to hire an attorney in the city or town where the crash happened. Choosing an out of town lawyer puts you at a slight disadvantage and can run the costs up.

The innocent parties can still deal with the insurance companies in making a claim. Some of the insurance agencies are notoriously hard to deal with when making a claim. Some companies refuse to pay out a claim, even after their insured was found at fault by the police. The attorney you choose will help you in fighting for your rights in such cases. If you were involved in an accident with a person insured with a notorious insurer, you could not avoid the services of an attorney.

There are so many ways of finding a capable, professional, and reliable car lawyer to represent your interests. Use the internet to make sure you are hiring an attorney with a lot of personal injury experience. There are fields where knowledge is more important than even education, and the courtroom is one area.

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Start by doing some simple Google search. However, the best lawyers are not necessarily listed in the search engines and may also not get top results. Therefore, you need to use some common sense to look into these professionals to determine whether they are capable and legit. Some suggestions for looking at attorneys for your case include:

  • Look at the law firm website- do they work on cases that do not involve personal injury?
  • Review your state’s Bar Association information on the lawyer- do they have complaints?
  • Does the attorney advertise? If so, it may be a firm with many cases. Will they have time for yours?
  • Ask for an in-person consultation. How does the office look?
img source: silverthorneattorneys.com

Choosing the right attorney for your case is one of the most important first steps you can take to protect your rights after being injured in a car accident.

The attorney will use his or her skills to protect your rights and make sure that justice is served but also make sure this happens on time. There are cases where you might find a case dragging over the years. This is one thing that everyone who is involved in an accident will be looking to avoid.

The only way to avoid such a thing will be by looking for a top attorney to help you out. An experienced lawyer will use his or her skills to handle your case and work to get the compensation you so much deserve.

If you go for an out of court settlement, then an attorney will also be beneficial to you. At the end of the whole process, a good attorney will do everything they can to ensure that you get justice in your case. However, as said above, your chances of success are better with a top attorney.

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When looking for one to help you with this process, you need to stick to the factors listed above. Some attorneys are not well experienced in personal injury as it is needed. Sometimes, you might be approached by some attorneys who will claim to have the right skills for this process.

You need to be very careful as such attorneys might just be interested in your money and nothing else. They may lack the skills and the talent needed to handle an accident case either with an insurance company or the other party.

If you hire such people for this process, then you may lose in the wrong run. The factors listed above are some things that you can use as considerations to find an attorney for your car accident.

What Information Will You Need For Your Car Accident Lawyer?

Being prepared for an initial consultation with an attorney is extremely important for a variety of reasons, mainly so that you can use your time during this consultation to get the best understanding possible of how you and the lawyer will be able to work together. Finding an attorney to take your case can be a surprisingly complicated process if you do it on your own, and oftentimes, people will need to go through this process on their own.

However, there is are services that can connect you with a car accident lawyer in Tampa without needing to go through all of the additional legwork of finding an attorney that covers your area of need AND who is available to take your case. By using the 1800injured.care referral service to connect with an attorney, you can focus on your personal needs and the work ahead of you.

Take a look below at some of the most important information that you should gather before an initial consultation with your attorney. Remember that once you start working with your lawyer that they will be able to advise you on the additional information you will need to gather, or will be able to gather the information on their own as you focus on your recovery.

A Copy Of Your Police and Accident Report

The accident report that the police will write will be one of the central sources of truth throughout the entire claims process and will give your attorney a good idea of what they are up against. The sooner you are able to get a copy of the police report in front of a lawyer the better since they will be able to identify any information that may be unclear or could be misconstrued so that you can begin to take steps to correct them or work around these blockers.

Contact Information and Statements From Your Passengers

If there were other passengers in the vehicle that were injured in the accident, your lawyer will benefit from knowing about the extent of their injuries, as well as their own perspective and account of the accident. Since they are firsthand eyewitnesses to the accident as well, their testimony and involvement will be helpful even though they will likely be handling their own claim process at the same time.

Medical Records Relating To the Accident

Any medical-related documentation that you can gather will be extremely informative for your attorney and will help them to get a better understanding of the situation than you will be able to do on your own. These medical records, much like the accident report, will be key documents throughout the entire process, so giving your attorney access to all of the related information as soon as possible will be a significant benefit.

Source:lawclues.com

Income and Earnings Statements

Equally important to providing your attorney with a comprehensive understanding of your situation is any relevant income information, such as previous paystubs, employment contracts, or anything else that they can use to understand how much money that you are losing each day that your injuries keep you from work. You will be able to seek compensation for these losses in your claim, as well as your medical costs and any other damages, but the more financial documentation that you can provide, the more clear and compelling of an argument your attorney will be able to make. A single pay stub isn’t going to cut it. Get your tax statements, work contracts, and bank statements together to present a full picture of your financial situation.

Your Insurance Policy

If the other driver caused the accident, then you will likely be going through their insurance to seek compensation for your injuries and financial impacts. However, it is very important for your attorney to understand what sort of insurance you have protecting you regardless, as they will need to interact with your insurance company to some extent regardless of who ultimately pays your damages. Your insurance company will need to know what is going on with your claim from time to time, and your attorney may be able to help you understand what will happen next.

Pictures of the Accident

Source:economictimes.indiatimes.com

Take as many pictures of the accident and your injuries as possible. They will help your attorney to get an idea of the severity of the situation, and they will be very useful as you move forward with settlement negotiations or if you need to go to trial. Bruises fade, scars lighten, but pictures will always show the horror and pain that you had to endure in the early days of your injuries. If you do have to ultimately go to trial, these pictures will help your case by showing the judge or jury the actual injuries that you suffered, since they can seem very abstract months—even years—down the road when it goes to court.

Contact Information or Statements from Eyewitnesses

If you have any contact information for eyewitnesses, or if you already have gathered some eyewitness accounts of the situation, this information will be very helpful for your attorney to have. Every additional piece of context that your attorney can bring into your case will help to strengthen your position and allow for more aggressive negotiations. The more eyewitnesses that you are able to get statements from, the less the conversation becomes about your word versus the other driver’s word, which is important if there are disagreements about fault or the cause of the accident.

A Record of Any Communications That You Have Made Related to the Accident

If you have already filed an insurance claim, contacted your insurance company or the other driver’s insurance company, or taken any other steps on your own, then your attorney will need to know about these contacts and ensure that they are able to incorporate those steps into their own process. This is equally important because you may have unknowingly made a statement that could ultimately come back to haunt you, such as an innocuous apology that the other insurance company uses as proof that you admitted fault (although you did not). The more information your lawyer has, the better suited they are to help you.

Top Reasons Workers’ Compensation Claims Are Denied

Were you injured at work and now find you are unable to return to work? For those who answered “yes,” to this question, the next step is to file a claim to receive workers’ compensation benefits. However, there are several reasons your claim may not be approved. If your claim is denied, though, it does not mean it is the end of the road.

If you have recently been denied your benefits or if you have been injured and don’t know what the next steps are, hiring a workers’ compensation attorney like the team at zavodnicklaw.com is a smart move. It is also a good idea to get to know the most common reasons that claims are denied, which are found below.

You Failed to Notify Your Employer in a Timely Manner

Source: sinklaw.com

You must report an injury to your employer when it occurs. If you fail to do this, several factors may come into play that makes it easier for the insurance company to try to deny your claim.

For example, if you do not tell them right away, they may not have the time or ability to investigate the accident right away because of the amount of time that has passed. In some cases, the insurance provider for the workers’ compensation injury may state you did not suffer the injury while at work or in the course of your job. They make this conclusion because if you are injured, you would report the incident immediately.

The Injury Did Not Take Place During Typical Work Activities

Source: activephysiohealth.com.au

If the injury you experienced did not happen while you were at work, you will not be able to receive benefits, in most situations. However, there are some grey areas related to this ruling. For example, if the injury took place during a work event or even while you were on break, there are some factors that will come into play and need to be considered.

You Did Not Visit the Right Medical Provider

Source: hoffmannworkcomp.com

Your employer, along with its insurance company, has the right to provide you with a list of doctors who are approved to provide you with treatment. The problem with this is that the doctors on this list may not always have your best interest top of mind when it comes to your claim. You also have the right to select your own doctor, too. If you find competing options from these two sides, it is a good idea to hire an attorney immediately.

There Is a Pre-Existing Injury Involved

Source: hensleylegal.com

If you have a pre-existing injury or condition, the insurance company may use it to deny your claim. However, there are many work injuries that will make a pre-existing condition worse than before, which means you are now in a position where you are unable to work when you could before. This, like many other scenarios, is a good example of when it is smart to get an attorney involved.

No Supporting Medical Records

Source: askadamskutner.com

If you have not received any medical treatment related to your work injury, the insurance company may state that the injury did not exist when you claim it happened. Also, if you are laid off between when you are injured and when you file the workers’ compensation claim, it may be said that it as a cause and effect situation, and not related to the injury you experienced.

The best way to make sure your claim has the best chance possible of being successful is to get to a doctor right away. Keep in mind though, the doctor you choose to provide care for your work-related injury matters, as previously mentioned.

The Paperwork Was Not Filed in a Timely Manner

Source: brinknews.com

Along with reporting the injury to your employer and taking the other necessary steps, it is essential that you file the paperwork in a timely manner if you want to file a workers’ compensation claim.

If you happen to miss the deadline or timeframe, you may have the validity of your claim questioned by the company providing workers’ compensation coverage to your employer.

The Injury Took Place Outside of Typical Job Duties

Source: quaysolicitors.co.uk

If you suffer an injury because of horseplay, a fight, or some other type of work-related action, then your claim will probably be denied. Also, depending on the investigation that is done of this incident, it could be misreported by the company. So if the claim is denied, it is only going to be legitimate, if this is what caused the injury at work.

You Can’t Explain Your Injury

Source: chasse-tir.com

During the regular grind of a typical workday, you may suffer an injury and not even realize it immediately. This makes it difficult to determine why and when the injury actually took place. While this is true, it does not mean you are not allowed to file a claim.

Your Employer Has Disputed the Claim

Source: heuserlaw.com

While this goes along with some of the other reasons listed above, the truth is, an employer may dispute a claim that has been filed. This is why it is so important that you report your injury immediately and that you begin the process to receive the compensation you deserve.

If there were any witnesses to your injury, they should be included in your initial report to minimize the likelihood that this will happen.

You Didn’t Hire a Workers’ Compensation Attorney

Source: zuniclaw.com

Regardless of the situation, having a workers’ compensation attorney involved as early as possible is essential to have the claim approved. If you have been denied, an attorney will also help you review the claim and set you up for approval.

You Can’t Afford to Make a Mistake

When it comes to filing for workers’ compensation following a workplace injury or accident, you need to make sure you have a plan. You must also know what mistakes you should avoid.

Hiring an attorney is also a smart move, as this is going to help ensure the desired results are achieved. While there are no guarantees when it comes to workers’ compensation, knowing what to do and what to expect is crucial.

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