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Can My Lawyer Deny Me From Getting A Pre-Settlement Loan – 2021 Guide

It’s only natural for you to struggle with court bills during a settlement, but you might be wondering whether a lawyer can deny you from getting a pre-settlement loan.

Pre-settlement loans are exactly what they sound. These are loans that an individual can take to keep the lawsuit alive.

It’s hard to fight against big corporations because they have endless resources and lawyers that will drag the lawsuit for months if not years. But every court visit puts a huge dent on your finances.

So you might be wondering whether your lawyer can prevent you from obtaining such a loan.

The short answer to this question is no. A lawyer has no power over you making any such decisions. The plaintiff can obtain a settlement loan without asking permission or without having the lawyer present while obtaining it.

With all that said, sometimes getting a settlement loan isn’t the best thing since you might be actually losing the case but your bias doesn’t let you see clearly. Your attorney has your best interests at heart, and the person will know whether or not you need it.

But before obtaining such a financial boost, let’s discuss matters into more detail.

1. Before You Obtain A Settlement Loan, You Need a Lawyer

Source: scinjurylawfirm.com

We shouldn’t have to mention the importance of having an attorney working on your case. However, there are still people out there that believe they could do a better job defending their self, or their case, without needing an attorney.

An attorney drastically increases your chances of winning the lawsuit. This individual is well-versed in a particular section of the law and knows the ins and outs of the industry. This person will know how to defend you and will know how to win a lawsuit against another individual or company.

But to obtain a pre-settlement lawsuit loan, you cannot go solo on this since no one will believe you will win the case. Having an attorney on your case gives the lenders some sort of security and decreases the likelihood of you being rejected.

The reason why you don’t need a lawyer might be purely financial. However, many law firms work on a contingency fee basis. This means that you don’t have to pay the attorney during the duration of the trial but after you win the case, and if you win the case. This is probably the best thing that has happened since sliced bread. However, not all things are rainbows and sunshine.

A law firm won’t ask for any payments during the trial, but they will demand a hefty percentage after you’ve won. This fee can be as high as 40%.

2. The Decision To Obtain the Loan is Solely Yours

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We love it when no one can forbid us from doing something that we want. However, when it comes to obtaining loans, this isn’t as straightforward as it sounds.

As we mentioned earlier, getting that loan might not be the best course of action. We also mentioned that your attorney has your best interests at heart, and his advice will be the most important thing you’ll hear during the trial.

He may advise against getting t pre-settlement loan, but should you listen?

Well, whether you listen to his advice or not is a decision that is yours to make. You could sit down with your attorney and discuss it before going to a lender, or you could simply ignore it.

If you choose to get a pre-settlement loan, it’s important to do it with the right lenders. This is because different lenders will give you different monthly rates, fees, etc.

We recommend you check this out as these are the professionals you want to be working with when getting a pre-settlement loan. They have some of the best rates, monthly fees, and they include no hidden fees what so ever.

But before all that, make sure to sit down with your lawyer and discuss a few things.

The first thing both of you should discuss is whether or not you need it. The case might be very slim in your favor, so it might be wiser to try and get a settlement instead of a loan.

Maybe it’s not the best financial decision since this isn’t your first pre-settlement loan? Maybe you don’t need it since the case is already won. There are different scenarios that both of you can discuss that can directly impact this decision. The important thing to know, however, is that this type of loan helps you if you’re struggling to pay off the legal fees or bills that come with a trial.

3. Were You Denied A Loan? Here Is What To Do

Source: financebuddha.com

There is always the possibility of being denied when filing for such a loan. Anyone can get approved and anyone can get denied. But various factors play a major role in obtaining it.

Firstly, every lender will take a look at your case and determine the risks involved. Maybe the lender doesn’t feel your case establishes liability and you will be denied in this case.

However, there is no need to panic as you could reapply not once but multiple times even if you were rejected. This is because cases change, odds turn in your favor, and you could end up with a solid defense/attack in no time.

In this situation, you can re-apply for the loan as your case becomes stronger and stronger. The lender will then do a re-evaluation of your situation and determine the risks again.

Most lenders will also fund any type of cases such as car and auto accidents, product liability, medical devices, personal injury, employment lawsuits, and many more.

Trials can become a financial burden for any individual. This is why pre-settlement loans exist in the first place. They are designed to aid you financially during these difficult times, but the lender needs some sort of security that you’ll win the lawsuit. At the end of the day, the decision of obtaining this loan is solely yours, if you get approved.

Your Complete Guide For Hiring A Truck Accident Lawyer

Truck accidents not only entail physical damage that one can reimburse with monetary investment but also the possibility of legal proceedings. While at it, getting along with a professional lawyer is the best bet, but you also have to ensure you get the value out of your invested dollars.

Getting reliable legal assistance can be the deciding factor that makes or breaks your chances of winning a truck accident lawsuit. Therefore, you must equip yourself with all the nitty-gritty that goes into finding a credible lawyer like MG Law. With that being said, let’s look at some of the essentials aspects you must consider while hiring a truck accident attorney.

Seek recommendations from peers

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The best way to find a reliable lawyer is to ask around in your family and friend circle to see if those you know have gone through a similar situation. This way, you have more chances of finding a lawyer that has a good track record.

If there are physician visits involved, you can also ask the medical professional as they have experience working with accident attorneys. Hiring via recommendation keeps you from the hassle of verifying the background of the lawyer as they already have your peers to vouch for their credibility. Nonetheless, you must not skip the verification process before taking the plunge.

Since truck accident cases are supposed to be handled thoughtfully, you can’t afford to hire an incompetent lawyer. So, you should discuss with the peers about their experience and how the lawyer handled their case before proceeding further.

Find someone you can easily communicate with

As truck accident cases take a considerable time to settle, you should find an attorney that has an approachable personality. This will keep you hiring someone who is not genuinely interested in your case. More often than not, you can make this decision after the first interaction you have with the lawyer.

Ideally, a reputed truck accident lawyer would pay heed to the details so that you can be assured about their experience in the field. More so, you want to connect with your lawyer so that you can share these details comfortably in the first place.

Make sure you hire a professional you like because that will make the process a lot smoother for both of you.

Source:thehartlawfirm.com

Prioritize a local lawyer

If you’re from a different location than where the accident took place, it’s advised to look for lawyers that are well-versed with local rules and regulations. Although there are federal laws as well entailed in a truck accident case, you’d find the need to seek professional legal help at the state level. So, ensure that your lawyer has ample experience in handling local cases.

For this, you can head to the bar association website of the state and take a look at the different renowned lawyers listed there. While at it, you should not forget to check their credibility history — as in whether there are any negative comments or complaints regarding the lawyer so that you can be mindful.

After all, you want to get along with an attorney that doesn’t have a track record of leaving their clients hanging amid an accident case.

Focus on their experience

Every lawyer has a portfolio that you can assess before making your mind. Most people end up either skipping this front or taking it lighting, which makes them end up with an incompetent lawyer. You want to ensure that your lawyer has adequate courtroom experience and get an idea of how many of their cases go to court.

For this, you can be straightforward about asking their win/loss ratio and the type of cases they hold expertise in. A trustworthy lawyer will always come up with genuine answers instead of dodging such up-front questions because this determines how much you can rely on that professional.

While going through the portfolio, you need to focus on the local cases specifically. This will give you a clear idea of how they approach an accident case and the kind of feedback they have received over the years.

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Schedule a thorough interview

Once you have narrowed down your search to, say, 5 professional attorneys in the area, it’s time to discuss your case with them. You must not proceed with a truck accident lawyer before getting into a one-on-one discussion wherein you chalk out every minute detail and focus on how the professional perceives and reacts to them. However, it’s up to you whether you want to have a telephonic conversation or an in-person meeting.

This initial meeting will help clear out most of your doubts, along with commenting on whether you do have a lawsuit or not. A reputed accident lawyer will remain proactive about giving innate attention to your doubts so that you can make an informed decision. You should not haste when it comes to finalizing which lawyer you’d proceed with.

Make a checklist of all the essential points you want to bring up once you interact with them. This will keep you from being clueless while discussing the case details with your truck accident attorney.

Don’t forget third-party user reviews

The same strategy goes before hiring any professional — focus on their client testimonials. Now, a crucial thing to understand here is that you don’t want to restrict yourself to the reviews mentioned only on the client website. Instead, you should check out different third-party sites where you are most likely to find unbiased feedback.

Go through every client testimonial and user review mindfully and be watchful for any negative comments so that you can discuss these beforehand with the lawyer. Although you can’t skip a personal discussion with the attorney, evaluating user reviews can give you the upper hand in deciding whether you want to get along with a particular lawyer or not.

Now that you know how to find a reliable truck accident lawyer, an added tip is to discuss their pricing policy so that you don’t end up with any surprises later on.

Benefits of Using a Car Accident Attorney in Houston – 2021 Guide

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If there is one thing that cannot be predicted is an accident because it happens with no warning or notification. Many people try to avoid car accidents, but the efforts usually do not pay off as accidents happen. Baumgartnerlawyers.com is a great starting point for anyone who wants the services of a car accident attorney in the region.

When an accident eventually occurs, it brings with it so many things, among them legal battles. Whether you are the owner of the vehicle involved in the accident or just involved in any way, you may find yourself faced with legal nightmares handled in court. Given your inexperience with the law guidelines, it might be hard for you to defend yourself properly, this is why you need to look for a car accident attorney.

Car accident attorneys are legally trained lawyers who help individuals by advocating for them after being involved in an accident. Car accidents are among the biggest causes of personal injury in Houston. Many people don’t know what to do after a car wreck.

Some people have even ended failing to get compensation, simply because they did not know what to do, due to the ignorance of the law and what they needed to do after the accident. This is why you need to look for a car accident attorney to help you, especially if the accident occurs due to the negligence of the other person.

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If you were hurt in an accident from the negligence of another person, you might be compensated by the individual. The compensation comes typically in the form or a settlement. You can get compensation for a broad range of damages from the accident, like suffering, pain, medical bills, and other damages. All States also have their laws and regulations. Therefore, it is crucial to hire a licensed and qualified lawyer in your state. These legal professionals represent their clients in courts. However, the professionals can also work for an out of court settlement. Retain these services early after the accident. Look for the attorneys in your area that work on car accident claims. Picking a good lawyer can only help your case.

It is always best to hire an attorney in the city or town where the crash happened. Choosing an out of town lawyer puts you at a slight disadvantage and can run the costs up.

The innocent parties can still deal with the insurance companies in making a claim. Some of the insurance agencies are notoriously hard to deal with when making a claim. Some companies refuse to pay out a claim, even after their insured was found at fault by the police. The attorney you choose will help you in fighting for your rights in such cases. If you were involved in an accident with a person insured with a notorious insurer, you could not avoid the services of an attorney.

There are so many ways of finding a capable, professional, and reliable car lawyer to represent your interests. Use the internet to make sure you are hiring an attorney with a lot of personal injury experience. There are fields where knowledge is more important than even education, and the courtroom is one area.

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Start by doing some simple Google search. However, the best lawyers are not necessarily listed in the search engines and may also not get top results. Therefore, you need to use some common sense to look into these professionals to determine whether they are capable and legit. Some suggestions for looking at attorneys for your case include:

  • Look at the law firm website- do they work on cases that do not involve personal injury?
  • Review your state’s Bar Association information on the lawyer- do they have complaints?
  • Does the attorney advertise? If so, it may be a firm with many cases. Will they have time for yours?
  • Ask for an in-person consultation. How does the office look?
img source: silverthorneattorneys.com

Choosing the right attorney for your case is one of the most important first steps you can take to protect your rights after being injured in a car accident.

The attorney will use his or her skills to protect your rights and make sure that justice is served but also make sure this happens on time. There are cases where you might find a case dragging over the years. This is one thing that everyone who is involved in an accident will be looking to avoid.

The only way to avoid such a thing will be by looking for a top attorney to help you out. An experienced lawyer will use his or her skills to handle your case and work to get the compensation you so much deserve.

If you go for an out of court settlement, then an attorney will also be beneficial to you. At the end of the whole process, a good attorney will do everything they can to ensure that you get justice in your case. However, as said above, your chances of success are better with a top attorney.

img source: medellinliving.com

When looking for one to help you with this process, you need to stick to the factors listed above. Some attorneys are not well experienced in personal injury as it is needed. Sometimes, you might be approached by some attorneys who will claim to have the right skills for this process.

You need to be very careful as such attorneys might just be interested in your money and nothing else. They may lack the skills and the talent needed to handle an accident case either with an insurance company or the other party.

If you hire such people for this process, then you may lose in the wrong run. The factors listed above are some things that you can use as considerations to find an attorney for your car accident.

Injured By a Big Rig: What Happens Next?

No matter what state you live in, you’re likely to be driving next to a big rig at some point during your day. Big rigs are an important part of the economy and thus difficult to avoid. However, as important as they are, they can also be a dangerous vehicle to be driving around.

Unfortunately, rates of automotive accidents involving a big rig are pretty high throughout the country. Since most big rigs are owned by a company, being involved in an accident with them and filing a lawsuit is a little more different than your standard vehicle accident. Thus the following includes a list of things that will happen after you’ve been involved with a big rig on the road.

Medical Assistance

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Being involved in any type of accident provides drivers with an almost instant shot of adrenaline to their system. Adrenaline can often decrease a person’s pain, and so it is important first to determine if you and the other driver are safe. If anyone is injured, then it is important to contact 911 rather than the police department. In fact, showing empathy for the other driver may increase your chances of having a favorable end-result.

Calling the Police

Source:schneiderinjuryattorney.com

If everyone involved is safe, you need to call a police officer to help you deal with the situation. In some cases, a big rig driver may attempt to pay you off to avoid getting in trouble with their employer. Never take these deals and always have an officer document everything. The fact is that you never know the underlying issues that may pop up later on.

Liability is a vital component in such cases, meaning that accepting a non-official proposition can highly affect the events that may come up in the close future. A big rig driver can insinuate that fault lays with you, rather than his actions, pushing you into accepting an offer that is nowhere close to reality. When involved in an accident, immediate injuries may not show the underlying effects of the crash. Therefore, by accepting an offer, you risk being surprised with massive medical bills and a recovery period that will not match the payment you have accepted previously.

Proper Documentation of the Scene

While you wait for the police offer to arrive, you may take this time to begin documenting the scene. You can do this by taking pictures of the accident scene. Make sure to take pictures of both vehicles, the street you’re on, the condition of the road, and any cuts or bruises.

Witnesses are a key point towards building a strong case after being involved in a road accident. You may speak to and gather statements from onlookers who may have seen the accident occur. Moreover, it is important to find a way to keep in touch with these people so that you will be able to contact them later if necessary. Exchange contact information and ask whether they would be willing to provide further information in the close future. Your lawyer will highly benefit from being able to contact these witnesses and build a strategy surrounding the external information obtained.

Medical Documentation

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If you need to be taken to the hospital for any type of injury, it is important to obtain as much documentation as possible. This is because the courts will request that you prove your injuries’ seriousness before granting you any type of compensation.

You should keep track of all documents involving the medical implications generated from being involved in a car accident. You can keep a record of doctor’s appointments, medical bills and expenses, or any special medical treatment that was necessary for your recovery.

Choose Your Words Wisely

When asked to give a statement, you should always tell the truth. If you do this, there is really nothing to worry about, especially if the incident was well documented from the beginning. What is actually important to avoid is denying or admitting liability. If you’ve been injured by a big rig but the fault stands in your actions, you should never actually say that in a statement. This is an aspect that should be handled by an attorney, especially because of the high importance of the wording of such statements.

Nevertheless, lying will never be an option. Even if liability is partial, offering a statement shortly after being involved in an accident is never a good idea. By refraining from offering more information than necessary, a specialized lawyer is left with bigger chances of reducing your liability or increase credibility.

Dealing with a Big Rig Company Attorney

Unfortunately, communicating with a big rig company is where most of the mistakes are made. In some cases, the company’s attorney may reach out to you for additional information. The fact is that they are simply looking for statements that may discredit you in court.

It is recommended to never speak with a trucking company’s attorney. Record the conversation and allow your lawyer to speak on your behalf. If you need legal help, you can click here to speak with the truck accident lawyer who represented comedian and actor Tracy Morgan in his truck accident case.

Lawsuits

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In many cases, drivers will seek to be compensated for their injuries and damages. According to many state laws, the employer is responsible for the actions of an employee. Your attorney may need to prove that the driver was on the job at the time the accident occurred, but this should not be too much of a hurdle. If the incident was documented properly from the very beginning, proving that liability stands with the other driver entirely should not be problematic at all. Nevertheless, the advice is to seek legal help from a specialized attorney, given that big rig accidents will sometimes involve specifics that don’t usually come up in other types of car accidents.

If you’ve been in an accident, it is important to consult with a personal injury attorney as soon as you can. Doing so may place you in a better position to obtain proper compensation. It will also help you get your case filed before the statute of limitations is up.

9 Hidden Costs Of A DUI And How To Avoid Them

DUI, or Driving under the influence, is not illegal per se, however, it’s not recommended in any way. Driving under the influence of drugs or alcohol cannot possibly end well. Even if you don’t end up in an accident and everyone goes unscathed – if you get pulled over and deemed unable to drive, things are about to get really ugly for you. There are all kinds of consequences at play here – from having a slumber party at the local jail and your driver’s license getting suspended to losing thousands upon thousands of dollars in various fines and hidden costs. You may read this page to know what other repercussions drunk driving may inflict on the offender and the victim. Today, we’re going to talk about those hidden costs which you may not know about, how they can change your life for the worse and ultimately how you can avoid them. Let’s get started.

1. Fines & Court And Attorney Fees

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The first and one of the major costs of DUI is not exactly a hidden one, but the amount might surprise you. If you manage to avoid jail time, community service, licence suspension and all of the usual punishments – you probably had the best lawyer in the world. However, you’re not going to get out of paying fines, court costs and eventually the attorney’s fee. According to Riccio Law, costs can vary significantly, depending on the state, how intoxicated you were, and if this is your first DUI or not. If it is your first offense, you might have a less severe punishment, but you should better consult a lawyer. On average, all of this is going to cost around $5000. You could end up paying less, but you could also end up paying upwards of the $10,000.

2. Towing And Impound Fee

Source:insurify.com

Considering the fact that you’re unable to drive, being arrested for drunk driving and all that, your vehicle is getting towed and impounded. As we all know, this fee is everything but insignificant. You could end up paying between $500 and $1000 to get your car back.

3. Education Program Costs

According to Dmvedu.org, what usually happens after a DUI conviction is that the convicted party has to go through some sort of drug or alcohol education program. If you’re lucky, you might end up with an 8-hour online class, but that’s highly unlikely. However, ending up in group counselling or months of classes doesn’t happen that often, as well. In most cases, you’ll end up with 30 to 60 hours of online classes if this was your first offence. Once again, your bank account will feel it since this could cost you $700 or more.

4. Reinstatement Fee

Now, once you lose your driver’s licence – you don’t just get it back, you have to pay a reinstatement fee which will set you back about $500 in most cases.

5. Insurance Costs

Now, these are the ones you should really be worried about. After a DUI conviction, in the eyes of the insurance company, you’re a high-risk driver, which means, your premium costs are about to skyrocket. Now, this could vary, but in most cases, you would see an annual increase from a $1000 to even $3000 in your premiums. Now, keep in mind that this is not a one-year thing. Chances are you’ll be considered high-risk for at least 5 years. You do the math on that one.

6. BAIID

Source:illinois-defenseattorney.com

This breath analysing device is going to be in your car for a year after you’ve been convicted of a DUI. Once you factor in all the costs like installation, rental fees, monitoring and so on, you’re looking at another $1500 out of your bank account.

7. Income Or Job Loss

If you’re lucky and you don’t end up fired you’re looking at least one month of ‘unpaid vacation’. If we take an average American salary, for example, that means you’re looking to lose another $4000 for not being able to work. If you lose your job on the other hand – only you know how much that will cost you.

Now, spending money on lawyercarl is something that you’re aware of and you’re paying for a good service – the one you actually need, so that’s okay. However, if we do the quick math, in the best case scenario – ‘hidden’ costs will set you back at least $10,000. On average, we’re looking at $20,000 to $25,000 and if you’re really unlucky, well, let’s not go there. It could ruin your life, let’s keep it at that. Keep in mind, that’s a first offence we’re talking about. Repeated offenders can and will lose a lot more than that.

Now, how can you avoid them?

8. Hire A Good Lawyer

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A good lawyer can get your case dismissed. This is by far the best thing you can hope for in case you’re arrested for DUI. Not only will it benefit your financial situation, but it’ll affect the other aspects of your life as well. Not serving jail time, avoiding training and counselling, not paying high-risk insurance rates – this could save you a lot of money and emotional trauma. Even a night in county jail could leave some scars.

9. Keep Of The Road

This is the best advice anyone could give you. Want to save money and not end up handcuffed in the back of the police car? Don’t drink and drive. It’s as simple as that. You may feel like you’re more than capable of operating a vehicle and even if that’s true – don’t do it. You might injure yourself or the others. If you get pulled over and your BAC is over 0.08 an officer has a right to arrest you. You could be at 0.09 and feel absolutely sober – you could still end up arrested.

So, if you’ve had a few drinks – call a cab, phone a friend, order an Uber or just walk home. There are so many things you could do instead of sitting behind the wheel. Everyone’s unreasonable when they’re under the influence, we get that. However, try and reason with yourself and listen to others if they tell you not to drive.

If none of this matters to you because you just have more money than you could possibly spend and you don’t care about the costs – think about the risks. Over 10,000 people die annually in accident caused by drunk drivers. Over 300,000 are injured in some way. Don’t be a part of that statistic, don’t drive under the influence.

When Workers’ Comp Won’t Pay: 3 Steps to Take

A workplace injury is never ideal. The silver lining, though, is that in the United States, in every state except for Texas, employers are required to carry workers’ compensation insurance. Workers’ comp is an insurance that protects both an employer and an employee in the case of a workplace injury.

Source:rosenbaumnylaw.com

Workers rely on this safety net for protection, so when a claim gets denied, your safety net is cut, and you continue to fall towards the ground. Fortunately, you are not without options. There are several steps you can take to appeal your claim denial and have a trapezist swing in at the last moment and pluck you out of the air before crashing to the ground.

How Does Workers’ Comp Work?

Workers’ compensation is in theory, a hassle-free way for an injured worker to get compensation for their injury so that they can pay their medical bills, rest, recover, and hopefully get back to work. Workers’ comp protects employers from having to defend themselves in court cases every time that an employee gets injured at work.

For large companies in dangerous industries like construction, workers’ comp provides protection from countless hours of litigation every year. Without workers’ compensation insurance, between the money spent on defense and the eventual payouts to workers, many companies would not be able to survive the financial toll of employees getting injured.

Normally in a workers’ compensation case, immediately following an injury you would go to your supervisor to report the incident. Obviously, if the injury is severe enough, you would first go to the hospital and then notify your employer after you have been treated. Once informed, your employer should give you a claims form to fill out.

If you weren’t rushed to the hospital, you should receive a recommendation for an approved physician to treat your injuries. After you submit your claim, you will be contacted by a representative of your company’s insurance. After this, your claim should be approved, and you should be able to start receiving your workers’ comp benefits. These benefits should cover your medical costs and partial costs for lost wages.

Source:insuranceneighbor.com/

In cases of a severe injury, where you are unable to fully recover and cannot return to work afterward, you should receive a large settlement payment as well. This money can help cover the cost of future lost wages and other secondary expenses.

Unfortunately, things don’t always go as they should. Workers’ comp claims can be denied for a variety of reasons. Sometimes, claims get denied for legitimate reasons. Other times, the denials are completely bogus. Most of the time, they fall somewhere in-between.

Some possible reasons that your claim may be denied include if the insurance company believes you:

  • Were under the influence of drugs or alcohol
  • Were fighting
  • Were playing games rather than working
  • Suffered your injury away from work
  • Exaggerated your injury
  • Failed to inform your employer of your injury in time
  • Failed to file claim papers on time
  • Did not receive medical treatment
  • Were not treated by an approved medical provider
  • Missed doctor’s appointments
  • Failed to follow medical advice
  • Were injured as the result of a preexisting condition

How Can I Appeal My Claim Denial?

Source:lpwlawfirm.com

In a situation where your claim has been denied, you are most likely going to want to appeal the decision and to continue fighting to get the compensation that you deserve. There are five main steps you can take to continue fighting your claim denial.

Step One: Hire an Attorney

Filing an original workers’ compensation claim is something that most workers can manage on their own without a problem. However, when it comes to appealing a denied claim, bringing in an experienced workers’ compensation attorney to help make sure your case is strong is always a good idea. With the guidance of a lawyer, it is possible to get a personal injury payout for serious work injuries. Learn more about hiring a workers’ compensation attorney.

Step Two: File an Appeal

When a workers’ comp claim is denied, you will receive a letter that will contain information about why your claim was denied. This letter should also contain information about when and how to appeal the decision, along with a notification of the deadline to appeal. Make sure to file your appeal before the deadline, as failure to do so potentially forfeits your claim.

Step Three: File a Workers’ Comp Complaint

If you have evidence that your claim was denied due to fraud, administrative error, or other irregularity, you can request a complaint form from your state’s workers’ compensation officials. A valid complaint can help your case and possibly improve your settlement amount.

Step Four: Request to Reopen a Workers’ Comp Claim

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Even if your appeal has been denied and your complaint is determined to be invalid, you are not necessarily out of options. It can still be possible to have a closed claim reopened, sometimes years after the claim has been finalized. In some instances, you may even reopen a claim that was not denied to receive further support beyond the initial ruling.

Some common reasons to reopen a claim include:

  • New evidence that proves the validity of your claim
  • New evidence that shows your original award amount was unfair
  • New evidence proving an administrative error that affected your claim
  • New evidence of fraud
  • A return or worsening of your injury

Step Five: Request an Administrative Hearing

When you don’t feel like you are going to get a fair decision from the insurance company, you can request an administrative hearing. An administrative hearing puts your fate at the mercy of the administrative judge rather than the insurance company. This is often a welcome path for those who file workers’ comp claims, as insurance companies are notorious for doing everything they can to pay out as little as possible.

Should you end up requesting an administrative hearing, if you haven’t already hired a workers’ comp attorney, now is the time. You can bet that an insurance company will be bringing their full legal might against you to try to defeat your case and hang on to their money. Attempting to take on these highly experienced professionals without one of your own is like bringing a knife to a gunfight.

Source:hoffmannworkcomp.com

A Denial Can Be Devastating

Having a workers’ comp claim denied can leave you feeling hopeless. When the injury you suffered on the job is severe, you are already left with so many question marks in your life and possibly face many life changes. Being told you will not receive financial compensation to help you deal with everything can be the straw breaking the camel’s back.

It’s important to know all of your options when faced with a situation like this so that you have all of the tools you need to fight this decision and get the compensation that you need and deserve.

A Motorcycle Crash – Claiming the Damages with the help of a Personal Injury Lawyer

For every bit of thrill and adrenaline rush generated from a motorcycle ride, the motorcyclists have almost a 27% chance of dying in a traffic accident. And the ones who survive a fatal crash are usually left with life-altering and severe injuries. If you have witnessed this before, you might have heard about claiming the damages. If you are not sure how to go about the process, it makes sense that you join hands with a personal injury attorney who will explain the process to you. The attorney will also help you recover the damage expenses as well.

The damages involved in claims for a motorcycle accident

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For instance, when it is about a civil case, a motorcycle injury lawsuit, the damages indicate the monetary payment offered to the claimant for costs. It also influences his or her life, which is an outcome of the accident, and that is a result of some other person’s reckless and careless actions. Generally, motorcycle injury lawsuits have two kinds of damages:

1. Compensatory damage

The compensatory damages get aimed to compensate a person for the costs incurred, termed as economic damages. It also includes the “life-impacts” that the victim undergoes because of the accident, termed as non-economic damages. The cash payment for all the compensatory damages can get awarded by the court. Additionally, it can get obtained via a settlement offer from the insurance provider of the guilty person. The compensatory damages don’t get counted as income. Hence, it doesn’t get subject to tax by the Internal Revenue Service.

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2. Punitive damages

Unlike the compensatory damage, the punitive damages don’t consider the coverage of non-economic and economic suffering because of the accident. Punitive damage is ordered by the court as an objective to punish the defendant for their careless behavior. For instance, punitive damage occurs when the guilty party was driving dangerously or drunk and had various prior convictions for similar cases. The accident damages are taxable.

The economic damages for motorcycle accidents

A motorcycle accident will lead to several economic damages. It is essential to join hands with an expert personal injury lawyer and address the case legally. To know more about this, you can check out Jacoby & Meyers and make a final decision. Some of the aspects included in economic damages are:

  • Medical costs – It includes emergency treatment on the accident scene or in an emergency department. Other costs include:
    • Shifting to the hospital through air or ambulance
    • Surgical or physician services
    • Diagnostic testing and hospitalization
    • Prescription medication
    • Rehabilitation and physical therapy
    • Provision of assistive devices like a crutch or wheelchair
    • Provision of prosthetic limbs.
  • Lost wages – It could be because of getting injured to work post the accident. It could also be a person compelled to miss work because of the need to attend a medical appointment because of the injury.
  • Losing the capacity to earn in the future –One can claim this damage when an individual gets permanently disabled because of the accident that makes him or her incapable of performing any job-related tasks.

The economic damages might also include the cost of replacing or repairing the claimant’s personal property that got damaged in the concerning accident. For instance, it could be his motorcycle or helmet. It might also include a few out-of-pocket costs for modifying the claimant’s vehicle or home for accommodating their disabilities. It can also include the cost of transportation to and from medical appointments.

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The process of claiming

One of the crucial parts of claiming damages for the motorcycle accident is to join hands with an expert attorney. It will give gravitas to your case. There are several who get tempted to pursue the same without a lawyer. That often results in a loss. When you join hands with an expert personal injury lawyer, your legal procedures are taken care of, and you don’t get confused by the legal jargon. However, it is essential to calculate the accident’s case value. It gets done by resorting to the following ways:

  • The economic damages are relatively easy to calculate as it involves the original monetary costs. Here the attorney adds all the costs for using documentation that you offer, for instance, the bills for all the medical services. It also involves the cost of replacing the vehicle. Here the medical professionals can help determine the approximate value of the future medical costs depending on the magnitude of the injury. It also includes the prognosis and the expense of the processes that you will need in the future.

On the other hand, the lost wages will get evaluated depending on the pay stubs. It means, if you are a self-employed person, your earlier year’s tax invoices or returns can get used. Also, the loss of earnings in the future needs to get calculated by evaluating the monetary compensation and advantages you will get in the future if you could carry on work in your chosen industry vertical. It also considers your work designation and profile.

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  • The non-economic damages usually get calculated by the insurers by considering the total economic damages. It gets also derived by multiplying that amount by any number between 1.5 and 5. If the accident is severe, it has chances of a higher multiplier.
  • The overall amount of economic and non-economic damages gets added together. It is essential to note that this doesn’t count for the punitive damages that the jury might consider at the trial.

Most of the motorcycle accident claims settle much before they make it to the courtroom. Hence, it is essential to join hands with an expert personal injury attorney. And your attorney needs to get confident with the case and help you pursue the damages in court as well. The victim must get a fair settlement via a series of negotiations. No lawyer can guarantee the outcome of the motorcycle accident claiming process. However, you must cooperate with your lawyer so that he or she can proceed with the case at hand with complete preparation and conviction.

7 Tips to Keep Your Wealth and Assets Safe

If you have worked hard to reach your financial goals and you’re finally living the lifestyle you’ve always dreamed of, it can be scary to consider the prospect that it could all be taken away.

Don’t lose sleep at night wondering if the money you’ve worked so hard to accrue will be yours as long as you need it! There are ways to protect your wealth and assets, so even in unforeseen circumstances or an emergency, you won’t lose everything you’ve worked so hard to earn. It would be advisable to consult legal financial services such as Caple Royalty to address your concern.

Know When to Hire the Right Attorney

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It is extremely important to know when to hire the right attorney. Dealing with legal issues can get expensive fast, so making sure you have the right person on your team can go a long way towards protecting your wealth.

For example, If you’re injured in an accident, much of your money could go down the drain on medical costs. Hiring an attorney is important, but you have to make sure you hire the right one. According to Attorney Brian White, “Since most personal injury attorneys work on contingency, you may end up receiving less money if you hire a mediocre or inexperienced attorney.”

Going through a divorce? Even if it’s relatively civil, you should still hire an attorney. Struggling with a business partnership? An attorney can help you find a resolution that doesn’t require you to pay more than you should. When in doubt, schedule a consultation from a reputable law firm like Kania Law Office to see how an attorney can work to protect you and your assets.

Plan Your Estate and Keep It up-to-Date

When you think of estate planning, you probably think about what is going to happen to your money and your assets after you pass. This is an extremely important thing to think about. Proper planning can prevent family squabbles and issues, but it’s not the only kind of plan you should have.

If you have multiple assets and multiple streams of income, it is extremely important to plan how they will be used throughout your lifetime. For example, a trust might be used to pay for a child’s education, while earnings from stocks may be used to pay certain bills.

Make sure you revisit your strategy often. This ensures that you’re keeping money in high-yield accounts and you’re covering all of your costs without any shortfalls.

Hire a Financial Advisor You Trust

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For those with wealth and multiple assets, hiring a financial advisor is a no-brainer. They can provide you with services that include:

  • Guidance on developing an investment strategy
  • Asset allocation
  • Minimizing taxes
  • Rebalancing a portfolio
  • How to time retirement account withdrawals

They can also provide you with support when making decisions that make you feel uncomfortable. An advisor can keep your fears and emotions in check, which is extremely important when making decisions that will affect your assets, your income, or your portfolio.

Don’t Put Primary Assets in Your Name

There are many reasons to start a trust. It can allow your family to avoid probate when you pass, it’s a great way to pay for a child’s education, and it can be a great way to support a charity that you feel passionate about.

It can also protect your assets while you’re alive. For example, putting a sizeable investment in a trust with your children as beneficiaries can keep you from losing the money if you’re sued. You can also hold other things, like an expensive car, in a trust in order to keep your name out of public records.

It’s also important to separate personal and professional assets. That way, if you’re ever sued professionally, they can’t come after your personal assets, and vice versa.

Diversify

A lot of people talk about diversification, but it can be more tempting to put all of your eggs in one basket. When the possible returns seem massive, you may want to go all-in, but a more restrained approach is always the best approach.

Diversification means utilizing a variety of investments to get the biggest return on your money, but it also means diversifying other aspects of your wealth. For example, having a financial advisor is important, but you may want to add a stock broker to your team. You may want to have traditional accounts in the United States, but you may also want to consider trying an offshore account. Diversifying in a variety of ways can help you best protect your wealth.

Don’t Rely Upon Homestead Exemptions or Bankruptcy

It’s surprisingly easy to get reckless with your money, even if it doesn’t seem reckless at the time. That’s because declaring bankruptcy often meant that you could clear away your debts while keeping many of your assets. At least, that’s what it used to mean. Those declaring bankruptcy today aren’t so lucky.

Today, homestead exemptions are limited and changes to the bankruptcy code mean you’ll end up losing a lot more of your assets than in the past. Not to mention, it leaves the future of your wealth in the hands of a bankruptcy judge, which means you aren’t going to fare so well.

Don’t Be Overly Flashy

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Protecting your assets and wealth often involves complicated legal documents and in-depth strategizing, but it also includes common sense. You’re just as at risk of theft as you are of suffering a bad day at the stock market.

Don’t be overly flashy with your wealth. That doesn’t mean you can’t buy that boat or the Ferrari that you’ve always wanted, but it does mean that you should keep pictures off of social media. It’s also a good idea not to bring up your purchases or your wealth with the wrong crowd. Even family can get greedy and do something rash to affect your wealth and assets in a negative way.

Just because your money is sitting in a high-yield savings account doesn’t mean it’s safe. From houses to cars to cash, there are many things you should be doing to keep your wealth right where it is so you can enjoy it for a lifetime.

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