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8 Tips on How to Live a Full, Bright and Healthy College Life

Everyone has their own definition of a full, bright, and healthy life. Some people believe that full and bright is all about staying up late, going to student parties, eating and drinking much, etc. However, this could hardly be called healthy.

In this article, we will talk about harmony and balance between fun and health, studying and actually living. This balance is actually the key to successful academic performance and overall satisfaction with student life.

Here is what we suggest:

Use the Help

Learning gets tough sometimes. Students literally have no time physically to comply with the growing pile of writing assignments. At the same time, professors do not wait for those who are late. There is a requirement for everyone, and everyone should meet it. No one changes the deadline until it is absolutely necessary.

Therefore, first of all, learn to delegate tasks. If you feel that you procrastinate or can’t work properly on the assignment, use paperwriter.com services to get things done. Whatever it is that prevents you from writing, you should always have a plan B, somebody who can handle your burden in no time.

Get Your Financial Problems Sorted Out

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Stress from academics and financials can really affect your quality of life. If you feel burdened with debts or other money stuff, you are likely to have problems with living your student life to the fullest.

The best way to resolve this problem is to learn to plan your expenses. Start with tracking them. Then, you’ll see the amount you could’ve saved if you’d managed money properly. Also, you should get rid of your credit card debt. It only augments, dragging you into the endless debt hole. As soon as you learn to rely on the income you have, you are likely to get happier.

Take Care of Your Body

Physical exercise and sports are essential in keeping your body strong and healthy. However, we do not advocate only for the gym. In fact, walking or jogging can really help you restore your energy as effectively as any training does. Such activities as social dancing, yoga, stretching, and others can be seen as alternatives to sports, too.

However, body care is also about healthy meals and quality sleep. Do not think that a few skipped meals or a sleepless night have no negative effect on your body. You may not notice it now, but it will definitely show up later.

For example, when stressed we usually eat much without taking care of the nutritious quality of the food. Just imagine how much damage such negligence causes to your body. You can both have a good time and refrain from harming your health while cooking.

Meditate and Keep Your Mind Healthy

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Public mental health has weakened now. More and more students feel anxious, depressed, and stressed about their studies, career, and future. The pressure is tremendous, and they try to resist it. However, the sooner you understand how valuable your calmness and sanity are, the more attention you’ll pay to preservation of the above.

Apart from healthy sleep and proper rest, you should meditate and get distracted from the things that burden you. Your mind should relax from time to time. This can be guaranteed if you meditate or get yourself distracted with a hobby. Studies and accumulated stress should not take all of your time.

Try to Plan and Prioritize

Stress-free and interesting student life is quite achievable. It depends on your ability to set goals, plan and prioritize. For example, if your planning is correct and comprehensive, you’ll have enough time for both studies and leisure.

Having free time for family and friends is very important for your feeling fulfilled and happy. If you schedule your time so that you have an opportunity to spend time with people who inspire you, you’ll most likely get more effective and productive.

Enjoy Networking and Socializing

People are social creatures. We need to communicate as well as to feel supported and recognized. Thus, your desire to dive into education is great, but it is wrong to neglect the importance of socialization.

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As a young person, you now have the best opportunity to learn to network. Attend various seminars and workshops, go to student get-togethers and extracurriculars. This all is an immense source of new knowledge as well as a perfect forum for searching for like-minded people. Such unity will definitely ease the academic burden for you and add colors to your student life.

Get Involved in Volunteering

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The most rewarding extracurricular experience you can get at college is volunteering. It feels like a treatment to both you and the people you are trying to help. Just think of it: you get to help people who are underserved or discriminated against. At the same time, you get to see the other side of life and celebrate the life you have.

Volunteering indeed adds value to your life and helps you make a contribution. Helping others and growing personally are both necessary attributes of a full and bright life everyone hopes for.

Distract Yourself by Doing What You Like

Source:lifehacks.io

Being a student does not mean suspending all your interests and passions till a later date. Instead, this is the best time to discover yourself and see what it is that you are really up for. Thus, to live a full and interesting student life, let yourself pursue your passions.

For example, travel when you can and if you like doing it. Go to courses and masterclasses if you like painting, cooking, or woodwork. Do not set your life on pause while you are studying. Discover new facets of your personality to become a better version of yourself.

The right balance between your school and personal life leads to a happy and full student life. There is no standard recipe for it that works for everyone. However, keeping your body and mind healthy, leaving some time for socializing and hobbies, getting your academic and financial problems sorted out can really help.

The Unique Tradition of Doljanchi

Koreans have many celebrations however the most prominent one for many families is Doljanchi. The reason is their adoration for their newborn and influence from Korean superstition.

What is Doljanchi

Source:en.wikipedia.org

Doljanchi is a Korean First Birthday Party also commonly known as a Dol Party. It’s a tradition that is practiced by many Koreans in Korea and some Koreans outside of Korea.

Koreans in the past used to celebrate Doljanchi as a sign of gratitude because many babies were not fortunate enough to survive to the age of 1 due to famine, wars, and frequent predicaments. Families were invited, a feast was thrown, and the baby was gently passed around.

Doljanchi was a celebration but it was more than just a celebration. This celebration was also thrown to bless the baby with good fortune, long life, and an advantageous future. It could even be argued to be a ceremony to bless the baby more than a celebration because Koreans were extremely superstitious and truly believed the foods eaten at Doljanchi would grant long life and combat evil spirits, prayers given to deities would be heard, and Doljabi would bless their baby.

Although the primary reason to host a dol party may have changed in the present day, the same beliefs are held by many. You’ll find similar foods prepared, similar items for Doljabi, and a similar layout of the event.

Why do Korean celebrate Doljanchi

Source:korean1stbirthday.com

Indigenous Koreans and non-native Koreans may have different motives for hosting this celebration.

Indigenous Koreans may host Doljabi because it’s expected from their family and their society may encourage it. Indigenous Koreans may still believe in the superstitions that fueled Doljanchis such as the predictions of the baby’s future from Doljabi. Some may just do it purely out of enjoyment because it provides a structured theme for a baby’s first birthday.

Non-native Koreans likely have different motives. Often, non-native Koreans aren’t as connected to their native cultural roots than indigenous Koreans. Thus, non-native Koreans may primarily be motivated to host Doljanchi to introduce their baby to Korean culture and to actively practice ways to stay connected to their cultural roots while living in a culture that’s detached from Korea.

Source:dreammore.squarespace.com

Where can you purchase Doljanchi items?

Doljanchi items are easily found in Korea because of pure economics – where there’s a demand, there’s a supply. Most non-native countries do not see a demand enough to justify a store to open a brick and mortar and carry inventory for customers who will be one-time clients. It’s difficult to find a store outside of Korea that will carry Doljabi items unless one goes to a city in the United States like Los Angeles where there’s a sizable Korean community.

With the adoption of ecommerce, platforms like Etsy have attracted handicrafts that can make almost anything the mind can conceive. Some of these creators are Korean and have found a small demand for Doljanchi items like Doljabi items and found that the profit margin is enough to incentivize them to create a store around Doljanchi.

Additionally, with the increase of ease in creating an online shop through superior user experience of content management systems like Shopify, many online stores have been popping up, and with a couple of refined marketing strategies, some of these online stores have seen great success even with a small demand that might be brushed off by giant corporations like Walmart.

However, some business owners capitalize where big corporations overlook and create an online business around a specific theme. Often known as niche stores, this business model has gained traction due to its profitability. Joteta is an upcoming Korean niche online store that executes this strategy well. They have found a niche that is Doljanchi products and has found a way to be right in front of the faces of the shoppers who are looking for Doljabi items.

Why is Doljanchi increasing in popularity?

The frequency of a Dol Party is increasing in countries like the United States because of the relative ease in acquiring Doljanchi items. There are specific items that must be acquired before the party can be thrown like Hanboks, Doljabi Banners, and Doljabi items.

Source:msleetobe.wordpress.com

Globalization has broken the commerce barrier between countries, South Korea and the United States in this context. With the ability to obtain the necessary items, throwing a Korean celebration has no longer become a hassle and hurdle.

With more Dol Parties thrown in the States, more people are being exposed to this tradition – even to Koreans who never entertained the thought of hosting a Korean themed birthday celebration for their newborn. Because of the fun nature of Doljabi, it’s easy for this Korean tradition to convince one who’s indifferent about Korean culture to host a Doljabi for their newborn.

With more awareness and unique entertainment, Doljanchi has become popular amongst Koreans in the United States which is supported by the increase of google searches of keywords closely associated with Doljanchi.

What makes Doljanchi fun?

For the host, Doljanchi is fun because of Doljabi. Doljabi is the tradition where babies are provided a selection of 8 items to pick and each item holds a unique prediction of the baby. By hosting Doljabi, parents can get a quick glimpse of the baby’s possible future and even more interestingly, the baby’s natural preference.

A Dol Party is fun for the guests because of the raffle that takes place. A Doljabi raffle is one where guests are asked to guess which baby they think the baby will choose in Doljabi. If the guests pick correctly, they are provided a prize. Everyone loves prizes, especially if the prize has utility like a $200 Amazon gift card.

Joteta provides Doljanchi items, but it’s important to note that their mission starts with Dol Parties and plans to vertically expand into other sectors outside of party entertainment.

Just like Amazon, platforms like the one mentioned are starting as a niche online store due to the profitable business model of such a store, but plans to expand vertically to stay resilient to market changes, changes in trends, and unexpected situations.

Humans are wired to become dissatisfied which drives new trends. Niche stores are dependent on trends and when something quickly becomes ‘unfashionable’ or ‘old’, niche online stores must quickly adapt by setting up a new niche or else they’ll see a rapid decline in revenue and dissipate like the trend.

3 Ways To Get The Most Out Of Public Records

Are you familiar with public records? Many people don’t fully realize or understand the power of public records and aren’t aware that anyone — even you — can access this type of information easily and online.

So what is a public record?

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The Freedom of Information Act is the backbone of public records. This Act was signed into law by President Lyndon B Johnson on July 4th, 1966. According to the federal website:

“Since 1967, the Freedom of Information Act (FOIA) has provided the public the right to request access to records from any federal agency. It is often described as the law that keeps citizens in the know about their government. Federal agencies are required to disclose any information requested under the FOIA unless it falls under one of nine exemptions that protect interests such as personal privacy, national security, and law enforcement.”

Although it was designed to provide greater transparency to government institutions, public records can be used by almost anyone who want to know more about the people in their lives. It can be a useful tool for keeping you and your loved ones safe.

To access public records from county, state, and federal databases, all you have to do is visit Instant Checkmate  and enter someone’s first and last name, and the last place you think they lived. This service will then cross reference that information with millions of records, and deliver results in one easy-to-read report.

A public record report on someone might include information like:

  • Full names, aliases, and maiden names
  • Date of birth
  • Marriage and divorce records
  • Family and relative records and information
  • Criminal records
  • Arrest records
  • Traffic violations and misdemeanors
  • Property, vehicle, watercraft, and aircraft assets
  • Bankruptcy records
  • Financial liens
  • Business affiliations
  • Social media accounts
  • Past and current addresses and locations
  • Phone numbers
  • Email addresses
  • Possible photographs
  • And much more

So how can this information help you in every day life? There are limitless possibilities for using public records to help you stay safe and stay informed. Here are some of the ways public records can help you lead a better and safer life.

1. Screen Dates

Source:dailyvoice.com

In 2014, Navy Lieutenant Sean Banks was sentenced to 37 years to life in prison without parole for raping two women that he had met on ChristianMingle.com and Match.com respectively. “He has so much hatred toward women,” Judge Daniel Goldstein said when delivering the verdict. Banks showed no remorse for his actions.

Banks had met the women respectively on a dating app, and had attacked them both on the first date. Sean Banks had used online dating to find his victims and was described by the prosecution as a “very dangerous internet predator” who almost managed to get away with his crimes by using pseudo names on the dating sites.

“Sean Banks is an example of why it is very important for women to know who they are going out with,” the deputy district attorney who worked on the case said.

Unfortunately, there are hundreds of stories like this when it comes to online dating. One report from Vice in the UK stated that incidents of rape had skyrocketed by 400% due to online dating. While meeting someone online can be a fun way to meet people you wouldn’t usually connect with, it’s also a dangerous tool that is used by predators to find their victims.

If you meet someone online, enter their name into a public record search to find out more about them. If you can’t find their name in a public registry, it’s possible that you’re talking to a catfish. If you find someone’s information, but they have a long and disturbing rap sheet for violent crimes, stalking, or harassment, you’ll know that you shouldn’t meet up with this person face-to-face.

2. Screen Online Sellers

Recently a married couple in Colorado were murdered after they arranged to meet an online seller in person to buy a car. The parents of 5 saw a classified ad for a used vehicle and travelled to a strip mall carrying over $1000 dollars in cash to purchase what they thought was the deal of a lifetime.

Instead, the seller attempted to rob them at gunpoint and when the couple attempted to escape, he shot them both fatally.

Again, these stories are not uncommon in the news. For a criminal, placing an ad for an expensive item in Craigslist or LetGo is an easy way to bring a victim right into your hands. A criminal essentially asks someone to come carrying thousands of dollars in cash, and they can arrange to meet you in a sketchy location where you could easily be mugged.

Don’t believe everything you read. If a deal looks to be good true, think twice before meeting up. If you can get a name or phone number from a seller, you can easily look them up before you arrange to meet. Additionally, always organize to sell or buy goods from a designated safe zone. A safe zone is often outside a police station or precinct and is a safe place to buy or sell goods. A criminal is much less likely to want to meet up with you when you’re literally outside a police station.

3. Do Parental Due Diligence

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The topic of sleepovers has become contraversial in recent years. Letting your child sleepover at someone else’s house rightfully has many parents on edge. If you don’t know your children’s friend’s parents, it’s not a good idea to let them have a sleepover.

Afterall, you have no idea what could happen. Someone in the house could be a dangerous predator, or just plain irresponsible. If you’re on the fence about a sleepover, running a quick background check on the parents is a smart move.

Do they have multiple DUI’s? Have they been charged with anything disturbing? Is their property located in a safe neighborhood or not?

When it comes to the safety of your children, nothing else is as important.

Even when your children are grown up, you can still use public records to keep them safe. Are they going to college or moving in with a friend? Make sure you background check any prospective roommates first. Likewise, is your adult daughter dating some sketchy? A background check might offer you the peace of mind you need — or the proof you’ll need to show her that this guy is bad news.

8 Money-Saving Tips to Help You Shop Smarter

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Whether you’ll be on a tight budget for the next few months or if you are simply looking for ways that will help you save some money, you’ll have to learn how to shop smarter. However, if you have no idea where to begin, you might be wondering – what are some tips that I should keep in mind?

Well, luckily for all of you looking for ways to save money at the end of the month, this article might be able to help you. The text below is going to feature a list of 8 money-saving tips that will help you with shopping smarter, hence, saving money. Let’s take a closer look at the list:

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1. First Things First – Put Your Budget on Paper

One of the very first things that you’ll want to do is to create a detailed, monthly budget. Why? Well, it will ensure that you do not overspend and it will also allow you to know how much you can spend on certain things. Naturally, the first thing you’ll do is to deduct all of the bills and loans you have, then determine the variable expenses, as well as your savings. Additionally, if you want to save money for something, determine how much you’ll put aside.

2. Lists, Lists, Lists

Never, I repeat, never go shopping without a list. If you do not have a list to follow, you’ll easily overspend on things that you do not need. Hence, before going to the supermarket, look around in your cupboards and fridge, and determine which items you need. Also, if you need to buy new clothes and shoes, ensure that you make a different list for that as well. Writing down what you need to buy and sticking to it will ensure that you do not overspend on things that you do not need.

Source:twitter

3. Shop Online And Wait For Sales

Online shopping won’t only allow you to save a lot of time on commuting, but, it will also help you with saving a lot of money, especially when there are sales! Hence, when you create lists for the things you need – no matter if it is clothes or groceries – browse various online stores in order to see where the best deals are, as well as if there are some sales that will allow you to purchase more for less cash.

4. Promo Codes And Coupons

There is a wide range of platforms such as this website that offer free coupons and promo codes, which means that you should get the advantage of those free coupons and codes! Why? Well, it will save your cash, which means that you can then use the rest of the money for purchasing something else or even better, you can put the money aside and save it until you meet your goal and purchase something from that list of things that you do not need, but want.

5. Out of Season Shopping is Quite Wise

If there are some seasonal things that you need – such as holiday cards or decoration – you might want to buy them when they are out of season. If you do so when they are in seasons, the prices will probably be twice as high as they are during the rest of the year. So, if you are able to find seasonal items before the season actually arrives, you’ll be able to avoid paying higher prices for the same item.

6. Say ‘Goodbye’ to Endless Browsing

You have your lists, so ensure that you stick to them! Wandering endlessly around a specific shop won’t only cause you to lose a lot of time, but, it might also cause you to purchase items that you do not need – which is especially true for individuals that do not have the willpower to avoid useless purchases. For example, if you need items such as toilet paper and fresh vegetables, go to those aisles and avoid wandering.

7. Consume it Before Buying Another One

I used to do a really bad thing that caused me to spend hundreds of dollars on something that I do not need at the moment. How? Well, for instance, when I notice that I half used my hand cream, I would immediately buy another one. This just leads to hoarding half-used products, which can cause you to lose a lot of money. Hence, before you actually buy something – no matter if it is food or other products – ensure that you spend the initial one first.

8. It is Always Better to Go Shopping Alone

Source:cnbc.com

You’ll want to avoid going to the store with your children or someone else. Besides avoiding your kids bugging you for some sweets and snacks that can cause you to overspend, you’ll also be able to finish shopping faster, which is extremely important when it comes to sticking to your budget, as well as list. So, if it is possible for you to go shopping alone, you’ll definitely want to do it, especially since you’ll save cash and time.

Bonus Tip – Does Spending Less Mean Saving More?

Just because you’ll follow all of the aforementioned tips, it does not mean that you’ll actually save some cash. Similarly, just because a specific shop has different sales such as ‘buy one and get one for free’ it does not mean that you should buy it – unless you actually need it. Hence, when you come across such sales, you’ll want to ask yourself whether or not you actually need it, is it high-quality, as well as can you place it in your house. If you answer all of the three questions with ‘no’ buy what you need and exit the store you are in.

Source:iheartradio.ca

Conclusion

As you can see, there is a wide range of tips that can help you shop smarter, which will, in return, allow you to save money at the end of the month. Once you get a hang of it, you’ll be able to save hundreds of dollars, which means that you can then use it for something else, such as returning a loan or, perhaps, purchasing something new for yourself.

So, now that you are aware of all the tips you should keep in mind when shopping, you might not want to lose any more of your time. Instead, you should go back to the beginning of this article and begin with the first tip on the list, which is creating a detailed budget for the upcoming month.

Stretch Your Dollar By Retiring In Mexico: Here’s How

People are living much longer these days so retiring in your 60s means that your retirement savings may need to last a lot longer than in the past. Are you sure that you have enough money to live a comfortable lifestyle on your limited income?

This is a challenge many Americans are facing these days as the cost of living is rising all the time. Either you have to go very frugal and really tighten the belt, or you try to find a place where the cost of living is low.

While there are many places within the US where you can go and enjoy a lifestyle that suits you, if it is a low cost of living area, then chances are it isn’t as nice a place to live as you would want.

Which is why Mexico should be on your radar. You can retire there and enjoy excellent weather, delicious food and a laid back lifestyle for a fraction of what it would cost to do so in Florida, for example.

In this article, I will give you some of the things you need to know to be able to retire in Mexico.

Source:mexperience.com

1. Know your expenses

The cost of living is lower than in the US, but it does highly depend on where you plan to live, what your lifestyle is like and some other factors.

Do research to find the right area that is going to be cheap, safe and have the infrastructure that you need to live a good life there. You may find an area that is very economical, but the health care services are lacking or it isn’t safe to live.

There are websites that can give you the breakdown of the cost of everything you need in a particular city. This is a good starting point to understand if it is going to be within your budget.

Then, write down all of your expenses. Make sure you include health insurance as you will be paying out of pocket for health insurance in Mexico. You can shop around for the best prices on sites like Internationalinsurance.com, but it’s up to you to find a plan. Also, any expenses you will be bringing with you from abroad need to be accounted for. These items include subscriptions for things like Netflix or loans that are still open from the US like student loans.

2. Get a visa

Source:evisa-vietnam.com

Luckily, for retirees, Mexico makes it easy to come and live without having to jump through too many bureaucratic hoops. There are different visas, though, so you need to know the right one.

If you are planning to come down to do a sort of dry run to see if you would like living there, then a tourist visa is for you. It allows you to stay up to six months which is enough time to judge whether Mexico is actually the right fit or not.

If you do decide to live there, then you will need a temporary resident visa which lasts four years. Before you leave the US you should go to your local consulate to apply as there are some requirements to qualify. For instance, you will need to show a certain amount of income that comes from outside of Mexico. This can be income from a retirement fund or if you work remotely and have a steady income from that.

Once you have been there for four years, you can then apply for a permanent visa so you don’t have to keep reapplying for a temporary one every four years. Once again, you will need to show that you have a minimum amount of money coming in and a certain amount of savings to qualify. If you get accepted then you will have the right to work in Mexico so you can add to your income locally if you can find a job.

3. Learn the language

Source:theconversation.com

Though you technically can get by with only knowing English, your life will be much easier if you learn at least some basic Spanish. Relying on locals to speak English can cause some problems especially when you are dealing with paperwork. And hiring a translator can be costly.

If you can speak some Spanish then you can navigate much easier and even integrate in Mexico instead of only having ex-pat friends.

It can also be something that gives you something to do. Learning another language is something that keeps your mind sharp so you are less likely to have a deterioration of your facilities as you age. Learning keeps us young so there is an extra incentive to learn the language as a retirement challenge.

Get a side hustle

This is one that may be in a grey area when it comes to your visa. Make sure that you are allowed to work without any issues as some visas are strict about you not taking a job from a local.

Since you are now a local, you can do things like help tourists that are visiting the region. As you speak English and have insider knowledge, then you could find yourself doing well working a few hours per week leading some food tours or something similar.

If you are not allowed to do that, then you can always do it online. Start a Youtube channel that focuses on this area and have it link to your own website. Then sell e-books as guides for the area. Or, similarly, you can also charge for itineraries that can be downloaded and printed out by the visitor to your site.

Take advantage of living someplace that people want to visit and give them an experience like a local.

Conclusion

Source:mybanktracker.com

There are going to be challenges to retiring in a foreign country, but luckily, Mexico has a lot of American retirees so the path has already been forged for you. If you’re up to some challenges, the rewards are much greater than if you chose to stay back home.

Shift To The Suburbs: How COVID-19 Changed Real Estate Trends

At the start of 2020, real estate experts had a notion of what was up next. They’d identified a set of cities primed for real estate investments and made projections regarding sales trends. Then, COVID-19 struck and everything went sideways. The economy crashed, unemployment rates skyrocketed, and cities and towns across the United States shut down in an attempt to contain disease spread. From a public health perspective, it was a nightmare, but through the lens of real estate, things were not as disastrous as they might have seemed – especially in the suburbs.

Since the start of the COVID-19 pandemic, there have been several key factors that have come together to keep the real estate market moving – in particular, falling interest rates. That fact, in combination with the restrictive nature of living in a city during a pandemic, has served to fuel home sales and even bolster investments at a time when other businesses are struggling.

Source:oakleysoutlet.net

A Good Time To Buy

One of the most common steps the Federal Reserve takes when the economy is struggling is to decrease interest rates. This encourages lending and, as a result, spending that can boost consumer confidence and trigger a recovery. It’s no surprise, then, that when the pandemic began, the Fed actually pushed interest rates down to historic lows, with the result being a spike in suburban mortgage applications. Anyone familiar with the housing market knew they wouldn’t see rates like this again any time soon.

Source:foxbusiness.com

Of course, lowered interest rates can’t necessarily counter job losses, which is one reason why some people have been surprised by the real estate industry’s success at this time. For example, Houston has seen some of the most significant joblessness numbers in the country. This issue has primarily impacted renters, however, allowing people with secure jobs and sufficient income to take the leap and become homeowners, particularly by moving to the suburbs.

Greener Pastures

It’s not just low interest rates that have driven the increase in homeownership. After a decline in sales during the first few months of the pandemic, suburban purchases spiked as city dwellers – tired of being cooped up in overpriced, crowded apartments – decided it was time to decamp to greener pastures. In particular, urbanites with children felt like it was untenable to remain in the cities and, for those who weren’t so wealthy as to have vacation homes to retreat to, a move was the only option.

The likelihood that people would be working from home for the foreseeable future, and that children of all ages, including college students, could be attending school from home has also played a role in these relocations. Most apartments don’t have room for a home office – and certainly not multiple home offices. Buying property was a way of making room for a new way of life.

Katy: A Case Study

Many suburbs have seen a spike in home sales, but some have had a particularly sharp increase, Katy, Texas among them. Area experts cite several key reasons for this. First, even relative to other suburbs, Katy has an abundance of green spaces and outdoor amenities that make it possible for people to exercise, explore, and even socialize with minimal risk. The city is also close enough to Houston for people working in the city to commute post-pandemic, but Katy is comparatively affordable, whereas Houston is one of the most expensive cities in the US.

Another reason that Katy has done well as a relocation destination is that it had a rapidly growing job market pre-pandemic. Many of these jobs are in manufacturing, healthcare, and other stable industries, and a number of companies have signed commercial real estate contracts there, even since the start of the pandemic.

Job prospects in Katy may be good enough, taken in combination with low mortgage rates, to encourage investors to purchase residential properties in the area. Though this isn’t a great time for rental properties in general – many landlords are struggling to fill their vacancies – larger, suburban rentals do still have an advantage. In terms of space, these rentals are much more affordable, which could attract middle income tenants who aren’t ready to buy, without forcing them to spend more money.

Finally, investors can even ensure the stability of their properties by working with a property management company. According to Green Residential, which works with Katy-area owners, they provide rent default insurance to protect owners’ income, preventing financial shortfalls. Taken together, these trends suggest that, at least in the right areas, the pandemic can still create opportunities for homeownership and real estate investment.

Source:zenithre.com

The Big Picture View

Some suburbs may be thriving in the midst of the pandemic, but it’s important for anyone looking at real estate during this time to carefully research their chosen area, as pre-pandemic conditions, along with other local traits, are an important factor. Areas with lagging job markets pre-pandemic make poor investments, no matter how far home prices fall. And in some areas, suburban home prices aren’t falling – they’re actually rising.

Given the complexity of current economic and public health conditions, it may be helpful to reframe homeowners’ suburban flight as less the result of the pandemic proper, and more closely tied to homeowners’ reconsidering what they value. Cities have always been a status symbol and, for some, they always will be. For others, though, cities were little more than an expensive default, and the pandemic has allowed them to consider other options. Suddenly, open space seems more valuable than museums, room to stretch out more valuable than public transit.

We won’t fully understand the impact of the COVID-19 pandemic on the real estate market and overall residency trends for several years, at least until the economy finds its new normal. As more people face the reality that they’ll be working remotely at least part time for many years to come, though, the suburbs are likely to remain appealing. While some will always cling to cities, some former city dwellers now have a clearer view of what life could be like. And if that’s a choice between a small apartment in a city where disease can spread unchecked with great speed and a suburb where they can enjoy their family’s company – well, that’s not a choice at all.

What you Should do During the Social Distancing Time

Social distancing is one of the most important precautions to avoid the spread of COVID-19. At this point of time, gatherings and going outside for leisure purposes are prohibited in almost all parts of the world. We didn’t expect that the time will come when we’re not allowed to meet our friends, conduct parties and events, or simply eat outside with our loved ones.

Source:oecdonthelevel.com

Adjusting to the “new normal”

For most countries around the globe, COVID-19 infection rates are becoming rampant. Although scientists are rushing to develop vaccines and medications, there’s no guarantee that we can finally go back to our normal lives in the coming months. One thing for sure is we must learn how to live safely by adopting new measures.

Here are 10 things you can do to reduce stress during this time

Indeed, it seems like the world has stopped with all the things happening around us. However, we must always think on the positive side and look for ways on how to be more productive while we’re in this situation.

Can’t think of anything? Here are some safe and fresh ideas you can try:

1. Create a new routine that works best for you

Source:artofhealthyliving.com

COVID-19 pandemic has completely changed our daily lives. There’s nothing we can do about it but to adapt to this unfortunate situation while ensuring our safety. This big shift in our daily routine can make us feel uneasy for sure. That’s why you should develop a new routine that will help you cope with these drastic changes.

2. Keep your mental health in check

Source:mymcmedia.org

Now that everyone’s stuck at home, this sudden shift can be depressing and stressful for most of us, especially for those who are always outside due to work or leisure activities with friends. Not to mention that many people have lost their jobs and are now struggling to search for a new source of income. This adds to our fear and anxiety as we face a future that is full of uncertainties.

If your mental health is unstable or you feel hopeless, don’t hesitate to seek professional help. There are also free online seminars conducted by licensed psychologists. These initiatives can help you focus on how you can properly take care of your mental health.

3. Reach out to your loved ones regularly

There’s nothing more comforting than being together with our loved ones. Due to our limited movement, meeting with our friends and relatives might not be possible right now. Instead, we can take advantage of video calls, chats, and social media platforms to make us feel as if we’re beside them. Just a simple “Hi” or “How are you?” can uplift one’s mood and make a person happy.

4. Pick up an old or new hobby

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Is there a hobby that you’ve always wanted to try but doesn’t have the chance to do so? Now is the perfect time to start it! We can see a lot of people on social media trying out something new to overcome boredom. Some of them are also even going back to their old hobbies. Try to redeem your passion for reading books, playing board games, learning a new music instrument, or other activities you once loved.

5. Get started with online dating

Source:wannabemagazine.com

With people stuck at their homes, does it mean we’re not also allowed to find new love or meet potential partners? Definitely no! Thanks to communications technology, we can now reach out to other people no matter how far they are. Many love seekers are now using dating apps with hopes of finding a partner amidst the COVID-19 pandemic.

6. Use the dating platform that is perfect for your needs

Most individuals thought that installing and using multiple dating platforms will make their love search easier and faster. The truth is you simply need to have 1 or 2 apps containing all the features that suit your preferences.

If you’re new to online dating or you don’t want to go through these platforms one by one, Click Cupid provides you with highly detailed and honest reviews about various dating apps.

7. Learn new skills

Source:ultratechlife.com

We can acquire new skills even if we’re just at home. In fact, we have more time now to explore training opportunities. There are various ways to improve our current skill set and make ourselves more knowledgeable.

Almost everyone is working from home, so no one is stuck in traffic or spending extra hours in the office. We can take advantage of this situation for our own benefit by allocating more time to our personal development and career advancement.

8. Enroll in an online course

Source:lovecourse.info

There are many online courses available from trusted institutions and professionals. Some are free or require payment for you to get a certificate of completion. Do you want to learn more about personal finances, graphic designing, writing, and many more? Consider what fields or areas you are interested in and start browsing the long list of learning opportunities that await you!

9. Reflect on your inner self and develop new goals

Despite all the restrictions imposed upon us, we can turn this moment into an opportunity to get to know ourselves better and empower ourselves to reach new heights. Probably, you can invest your time in reading books about self-esteem and personal development then apply all the things you learned from these resources.

10. Keep your body healthy

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This seems a no-brainer answer, but keeping our body in shape is the most important thing we should do right now. Gyms are closed and going outside is limited. However, these things shouldn’t stop us from getting the exercise we need. You can do a lot of basic activities inside your home with your families, such as lifting weights and sit-ups. If possible, you can also get equipment like a stationary bike that will make your exercise sessions more fun.

Let’s make this social distancing time worthwhile

We don’t know when we can go back to our normal lives and have the freedom once again to do all the things we want outside of our home. Nevertheless, what we can do at this time is to turn this situation into our advantage and enjoy the most out of it while we ensure our safety.

How Can 9/11 Victims Seek Assistance For Healthcare?

The survivors and first responders of the vicious 9/11 terrorist attack face lingering complications to this day.

While the attack happened almost two decades ago, the dangerous plume enveloping the surrounding area contained many carcinogens and harmful compounds. As a result, survivors and first responders developed various aerodigestive conditions and cancers.

In response to the needs of 9/11 survivors, the state of New York and support groups have created various resources like the World Trade Center Health Program (WTCHP) to meet them. This gives 9/11 victims funds for or direct access to healthcare.

Respected law group, Hansen & Rosasco, LLP, note that “qualifying members can have access to compassionate and high-quality treatment and care without having to pay any out-of-pocket expenses, including copayments or deductibles.”

As you can imagine, this provides physical and emotional relief to those who need it most. Fortunately, 9/11 victims have additional resources they can seek, which we’ll outline below.

World Trade Center Health Program (WTCHP)

The first resource is the World Trade Center Health Program (WTCHP).

Source:fyeye.org

The WTCHP exists to give the survivors of 9/11 an avenue for free medical treatment and monitoring. There are seven clinics throughout New York and New Jersey.

If you are located elsewhere, you can use the National Provider Network to seek free care at included clinics found all around the country.

Considering how expensive medical services are, the WTCHP is an excellent alternative for 9/11 survivors. The only catch is that you must satisfy the criteria for eligibility, which simply entails being a direct 9/11 survivor, 9/11 first responder, or 9/11 clean-up worker.

Once you have proved your eligibility to the WTCHP, you are registered for life. This will entitle you to their benefits, which include medical services directly aimed at 9/11-related cancers, aerodigestive conditions, and mental health disorders.

You do not need to have an active illness to register for the WTCHP and you are encouraged to register regardless to ensure coverage should any health complications related to 9/11 arise in the future.

September 11th Victim Compensation Fund (9/11 VCF)

Source:commons.wikimedia.org

Another critical source of assistance is the September 11th Victim Compensation Fund (9/11 VCF).

Many 9/11 victims are already aware of the WTCHP, but far fewer are taking advantage of the 9/11 VCF. This is a fund designated to compensate those impacted by the fateful attacks of September 11th.

For many survivors, 9/11 resulted in health conditions that affected their quality of life and ability to work. This created both economic and non-economic losses.

Non-economic losses are apparent in the form of the pain and suffering that 9/11 victims undeniably experienced. On the other hand, economic losses are the financial repercussions of the attack, namely medical bills and lost income.

The payouts from the 9/11 VCF can make a major difference for a survivor. Depending on the extent of your situation, you can receive several thousand or even millions in more severe cases.

Recently, the deadline for registering with the 9/11 VCF was extended to July 29th, 2021. Similar to the WTCHP, you do not need to have an active illness to register for the fund.

One thing to keep in mind is that registering for the 9/11 VCF is not the same as filing a claim with the 9/11 VCF. You can register and wait until a 9/11-related illness occurs before filing a claim. The deadline for filing a claim with the 9/11 VCF is in 2090.

Non-Profit Organizations

Various non-profit organizations can also be beneficial for 9/11 survivors.

Thousands of people were affected by September 11th and many organizations were created to help those that were impacted. These organizations vary in how they offer assistance, with some providing free healthcare to others offering financial assistance.

One of the most noteworthy non-profits for first responders is the Feal Good Foundation (FGF). The FGF helps increase awareness of 9/11-related illnesses, puts survivors in contact with health professionals, provides free healthcare, and even offers financial assistance.

There are also several scholarships available for the family members of 9/11 victims that have passed away. The financial impact of 9/11 persists for their children, who miss out on assistance by having a deceased parent.

In response to this, scholarships are available to help cover a significant expense and provide the opportunity to create a better future.

Many different non-profit organizations, scholarships, and help groups are available for the survivors of 9/11. Some have specific victims they intend to help, but there are surely many non-profit resources that you can benefit from regardless of how you were affected by 9/11.

Workers’ Compensation

Specifically for the volunteers and clean-up workers of 9/11, government help through workers’ compensation is also available.

The destruction of 9/11 was severe and required nearly a year to fully finish clean-up. The cleaning effort required countless hours of manpower and hard effort. Unfortunately, the area around Ground Zero was extremely toxic and this made many clean-up workers sick.

Considering that clean-up workers were affected while they were laboring, this entitles them to workers’ compensation. This is significant because workers’ compensation can help cover lost wages and medical expenses.

A final thing to note is that clean-up volunteers are eligible for workers’ compensation. While they were not technically employed, they were working for free and deserve the same benefits as someone who was being paid.

Closing Thoughts

Source:nytimes.com

9/11 victims will never forget the horrors of September 11th. It can be incredibly difficult to put the past behind you, especially when 9/11 resulted in several serious health conditions that affect survivors to this day.

While you may still be affected by 9/11, there are many resources you can turn to for help. This includes the World Trade Center Health Program (WTCHP), 9/11 Victim Compensation Fund (9/11 VCF), non-profit organizations like the Feal Good Foundation, and workers’ compensation.

You certainly didn’t deserve the outcome of 9/11, but you can make your life better by seeking the resources created specifically to help you. Take advantage of the groups mentioned above to receive some much-needed relief!

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